Disclosure: Best Credit Cards Guide is an independent, advertising-supported publisher.

Best Credit Building Cards

Build or rebuild your credit with cards designed for beginners. No credit check options and tools to track your progress.

SEC

Discover it Secured

4.7 ★ Fair

Deposit

$200+

Cash Back

2%

Upgrade

Yes

Earn cash back as a secured card. Graduates to unsecured with responsible use.

MC

Capital One Quicksilver Secured

4.6 ★ Fair

Deposit

$49+

Cash Back

1.5%

Annual Fee

$0

As low as $49 deposit. Earn flat 1.5% cash back with no annual fee.

VISA

Chime Credit Builder

4.5 ★ New Credit

Deposit

$0

Monthly Fee

$0

Credit Check

None

No credit check, no minimum deposit. Build credit with direct deposit.

Showing top 3 of 18 credit building cards

View All 18 Credit Building Cards →