Alliant Cashback Visa Signature Credit Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 17.24% to 27.24% variable based on creditworthiness and the Prime Rate
At a glance
The Alliant Cashback Visa Signature Credit Card offers exceptional cash back rewards, premium travel perks, and no foreign transaction fees. The card also features no annual fee.
Our review of the Alliant Cashback Visa Signature Credit Card
The Alliant Credit Union Visa Signature is a top-tier cash back card that outshines major banks.
Earn An Impressive Flat-Rate of Cash Back
The Alliant Cashback Visa Signature card offers an outstanding 2.5% cash back on all eligible purchases, surpassing competitors like Chase Freedom Unlimited and Amex Cash Magnet. With a generous $10,000 monthly spending cap, cardholders can earn up to $250 in cash back each billing period.
Tiered Cash Back Rewards
Alliant’s two-tiered cash back system rewards cardholders who meet specific requirements with the coveted 2.5% cash back rate. Those who do not qualify still benefit from a solid 1.5% cash back on all purchases.
Excellent Credit Required
Applicants for the Alliant Cashback Visa Signature must have a credit score in the mid-700s or higher to be approved. This card is tailored for individuals with excellent credit.
Perfect for Travel
As a Visa Signature product, the Alliant Cashback Visa Signature comes with a range of travel benefits, including no foreign transaction fees and access to Visa Luxury Hotel Collection. Cardholders can also enjoy Visa travel and emergency assistance services.
Competitive APR
With a cmpetitive APR starting at around 12%, the Alliant Cashback Visa Signature offers a lower interest rate compared to other rewards cards. The combination of cash back rewards and travel perks makes this card a compelling choice.
Should You Apply?
For high spenders with excellent credit, the Alliant Cashback Visa Signature Credit Card is a standout option. Earning 2.5% cash back on up to $10,000 in monthly purchases, coupled with no annual fee and Visa Signature benefits, makes this card a compelling choice for Alliant Credit Union members who meet the credit score requirements.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn up to 2.5% cash back with no categories to keep track of
- Earn up to $250 in cash back per billing cycle
- Use this card with Apple Pay, Google Pay, and Samsung Pay
- No foreign transaction fees"
Who this card may suit
- You have excellent credit
- You plan to spend frequently with a credit card
- You travel frequently
- You qualify for an Alliant Credit Union membership"
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 17.24% to 27.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 17.24% to 27.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | 3% of the amount of each transfer |
| Cash Advance APR | 25.24% to 29.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 3% of the amount of each cash advance, whichever is greater |
| Penalty APR | 29.99% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $27 |
| Return Payment Penalty Fee | Up to $27 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Alliant Cashback Visa Signature Credit Card
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