Home Balance Transfer Credit Cards Balance Transfer Credit Cards Balance transfer cards let you move existing card debt to a new account, often with a reduced or 0% introductory APR for a set number of months. Used well, they let more of each payment go toward the principal. The transfer fee and the APR that applies after the intro period are just as important as the length of the offer.
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17 cards · select up to 3 to compare side by side
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions* Earn 1.5% unlimited cash back on card purchases every time you make a payment
Annual fee None
Recommended credit Excellent / Good / Fair
Purchase APR 14.99%-29.99% variable based on creditworthiness and the Prime Rate 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases… There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
Annual fee $0
Recommended credit Excellent / Good
Intro APR 0% for 12 months on Purchases Earn 20% extra points when you make 20+ purchases in a billing period 2X points per dollar spent at U.S. supermarkets (up to $6,000)
Annual fee None
Recommended credit Excellent / Good
Intro APR 0% for 15 months from account opening date 2.99% introductory APR for 12 months on balance transfers No balance transfer fees
Annual fee None
Recommended credit Good / Fair / Poor
Intro APR 0% for 6 months from account opening date No Late Fees, No Penalty Rate, and No Annual Fee... Ever 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases…
Annual fee $0
Recommended credit Excellent / Good
Intro APR 0% for 12 months on Purchases Get TD Bank's best balance transfer offer Skip a Payment once a year with no penalty
Annual fee None
Recommended credit Good / Excellent
Intro APR 0% Introductory APR for the first 18 billing cycles No interest charges on purchases and balance transfers for the first 18 months from the date of account opening No penalty APR for late payments
Annual fee None
Recommended credit Excellent / Good
Intro APR 0% for 18 months from account opening date 0% introductory APR on purchases and balance transfers Pay down existing balances with an everyday low rate
Annual fee None
Recommended credit Excellent / Good
Intro APR 0% for the first 18 months 0% introductory APR on balance transfers for 15 months
Annual fee None
Recommended credit Excellent / Good / Fair
Intro APR 0% for 15 months from account opening date Get an extra day to pay if you miss a payment with Late Fee Grace No foreign transaction fee
Annual fee None
Recommended credit Excellent / Good
Intro APR 0% for 12 months on transfers made within 90 days from account… 0% introductory APR on purchases and balance transfers $0 Fraud Liability if the card is lost or stolen
Annual fee None
Recommended credit Excellent
Intro APR 0% for the first 15 months Travel and death protection No balance transfer fee
Annual fee None
Recommended credit Excellent / Good
Purchase APR 9.99% to 18.00% variable based on creditworthiness and the Prime Rate 0% introductory APR for 15 months on purchases that post in the same period 0% introductory APR for 15 months on balance transfers that post within 60 days of account opening
Annual fee None
Recommended credit Excellent
Intro APR 0% for 15 months from account opening date
Annual fee None
Recommended credit Excellent / Good
Purchase APR 14.99% to 29.99% variable based on creditworthiness and the Prime Rate 0% introductory APR on balance transfers for 12 months No fees on balance transfers, cash advances, and foreign transactions
Annual fee None
Recommended credit Good / Fair
Intro APR 0% for 12 months from account opening date Option to enroll in BankMiles® Rewards program Use your Southern Bank Visa® to pay your cell phone bill and get reimbursed if your phone gets damaged or stole
Annual fee 0
Recommended credit Good / Fair
Intro APR 0% for 12 months on transfers made within 90 days from account… Navy Federal Visa® Platinum Visa
0% introductory APR for the first 12 months after opening account No foreign transaction fees
Annual fee None
Recommended credit Excellent / Good / Fair
Intro APR 0% for 12 months from account opening date What to look for Transfer fee: most cards charge a percentage of each transferred amount, which is added to the balance. Intro period length and deadline: offers usually apply only to transfers made within a set window after opening. Regular APR afterwards: any balance left when the intro period ends accrues interest at the standard rate.
