Members First Visa Platinum with Annual Fee Card
- Enjoy special 2x bonus points on every purchase
- Easily redeem points for a variety of rewards
- Annual fee
- $12
- Recommended credit
- Excellent / Good
- Purchase APR
- 10.90% Fixed
Low Interest Credit Cards
Low interest cards focus on a lower ongoing APR rather than rewards. If you sometimes carry a balance from month to month, the regular purchase APR will usually affect your costs more than any rewards program. Credit union cards often appear in this category.
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42 cards · select up to 3 to compare side by side
Wells Fargo Reflect Card
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers.
- Cell phone protection for up to $600 when you pay your monthly cell phone bill with your eligible Wells Fargo card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 21 months from date of account opening, with an extension of…
Security Service Power Mastercard® Business Credit Card
- APR as low as 7.995 of purchases
- Low, fixed rate on balance staffers
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Purchase APR
- 10.99% to 12.99% variable based on creditworthiness and the Prime Rate
Security Service Power Mastercard®
- Low APRs on purchases and cash advances
- Even lower fixed rate APRs on balance transfers
- Annual fee
- Mastercard
- Recommended credit
- Excellent / Good / Fair
- Purchase APR
- 11.99% to 18.00% variable based on creditworthiness and the Prime Rate
Bethpage Mastercard® Low Rate Credit Card
- Lowest interest rate of any Bethpage credit card
- Introductory APR starting at 2.99% for 12 months
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 2.99% to 4.99% for 12 months from account opening date
America First Credit Union Visa Classic Credit Card
- Personalize your card design with Picture Perfect
- Choose the card that's right for you: Select between a low-rate or cash back option
- Annual fee
- None
- Recommended credit
- Good / Fair
- Purchase APR
- 15.74% to 18% variable based on creditworthiness and the Prime Rate
UNIFY Fixed-Rate Visa® Platinum Credit Card
- Low Introductory APR for purchases and balance transfers
- No fees on balance transfers and cash advances
- Annual fee
- None
- Recommended credit
- Good / Fair
- Intro APR
- 5.49% 13.74% for 6 months from account opening date
Synovus Classic Visa® Credit Card
- 0% introductory APR on purchases, balance transfers and overdraft protection transactions for the first 12 months after…
- No balance transfer fee if you request a transfer over the phone or with your local banker
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 6 months from account opening date
TVACCU Visa Credit Card
- Earn a single UChoose Reward point for every dollar spent
- Annual fee
- None
- Recommended credit
- Excellent / Good / Fair
- Purchase APR
- 9.95%, 10.95%, 11.95%, 12.95%, or 13.95% variable based on your…
UNIFY Fixed-Rate Visa® Classic Credit Card
- Low Introductory APR on purchases and balance transfers
- No fees on balance transfers and cash advances
- Annual fee
- None
- Recommended credit
- Good / Fair
- Intro APR
- 7.24% to 13.99% for 6 months from account opening date
SDCCU Visa Platinum
- Low APRs for purchases, balance transfers, and cash advances
- Visa credit card protections
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Purchase APR
- 9.99% 12.99%, 14.99%, or 19.99%, based on creditworthiness
Family Security Visa Platinum Card
- No balance transfer fees
- Annual fee
- None
- Recommended credit
- Excellent / Good / Fair
- Purchase APR
- See Terms*
SLFCU Visa Signature
- High credit limits and exclusive benefits
- 1% end-of-year rebate on purchases
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Purchase APR
- 10.9% variable based on the Prime Rate
ASE Credit Union Visa® Credit Card
- No balance transfer fees
- Earn rewards points through UChoose Rewards
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Purchase APR
- 8.99% to 17.99% variable based on creditworthiness and the Prime Rate
VyStar Platinum Visa Card
- Introductory APR on balance transfers for the first year
- Set and remove your own travel notices
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0%, 1.99% or 2.99% intro APR for 12 months variable based on…
State Employees’ Visa Credit Card
- No balance transfer fees
- Great low APR rates apply to purchases, cash advances, and balance transfers
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Purchase APR
- 13% variable based on the Prime Rate
Golden 1 Member Rate Advantage Visa® Card
- No Balance Transfer Fees
- Annual fee
- None
- Recommended credit
- Poor / No Credit Required
- Purchase APR
- 13.04% to 19.04% variable based on creditworthiness and the Prime Rate
First Citizens Smart Option® Visa® Card
- First Citizens Bank's lowest APR
- 0% introductory rate on balance transfers for 12 months
- Annual fee
- None
- Recommended credit
- Good / Fair
- Intro APR
- 0% for 12 months for purchases made within 90 days from account…
Alliant Visa Platinum Credit Card
- Get an introductory APR as low as 0% on purchases and balance transfers for 12 months from the date of account opening
- Low standard APRs and generous credit lines
- Annual fee
- None
- Recommended credit
- Good / Fair
- Intro APR
- 0% to 5.99%, based on creditworthiness, for 12 months from account…
WESTconsin Platinum Visa Credit Card
- Earn 1 point for every dollar spent
- Security and fraud protections
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Purchase APR
- As low as 9% variable based on creditworthiness and relationship…
SchoolsFirst FCU Inspire Mastercard Credit Card
- Enjoy a 0% introductory interest rate on purchases and balance transfers for 6 months from account opening date
- Get your credit score and customized credit reports for free from SavvyMoney
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 6 months from account opening date
Mid Cities Platinum Visa Credit Card
- Low APR for purchases and cash advances
- Credit limit up to $15,000
- Annual fee
- None
- Recommended credit
- Good / Fair
- Purchase APR
- 8.70% to 23.99%, based on creditworthiness, and variable with the…
People’s United Mastercard Platinum Card
- Enjoy People's lowest rate everyday
- 0% intro APR on purchases and balance transfers
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Purchase APR
- 12.49% to 30.49% variable based on creditworthiness and the Prime Rate
Los Angeles Federal Credit Union Platinum Visa Credit Card
- Introductory APR of 2.9% for first 6 months of account approval, on purchases and balance transfers for transactions…
- Low interest rates for a personal credit card
- Annual fee
- None
- Recommended credit
- Good / Fair
- Intro APR
- 4.90% for 6 months on purchases made during the first 90 days from…
PenFed Gold Visa® Card
- Lowest APR of PenFed credit cards
- No cash advance fees - ever
- Annual fee
- None
- Recommended credit
- Good / Fair
- Intro APR
- 0% for the first 15 months from account opening date
OSCU Visa Value
- Competitive APR on purchases, balance transfers, and cash advances
- No balance transfer fees
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Purchase APR
- 12.00% to 22.00% variable based on creditworthiness and the Prime Rate
BECU Visa®
- No foreign transaction fees
- Ideal for carrying a balance
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 12 months from account opening date
State Farm® Good Neighbor Visa®
- 0% introductory APR on purchases and balance transfers for the first 18 months
- Up to $600 in cell phone protectio
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 18 months
Black Hills Federal Credit Union Visa Traditional Credit Card
- No annual fee, no cash advance fee and no balance transfer fee
- Grace period on new purchases
- Annual fee
- None
- Recommended credit
- Good / Fair
- Intro APR
- 2.90% for 12 months from account opening date
Green & Gold Visa®
- USF FCU's lowest APR credit card
- No balance transfer fee
- Annual fee
- None
- Recommended credit
- Good / Fair
- Intro APR
- 2.99% for 12 months from account opening date
California Bank & Trust AmaZing Rate for Business Visa® Card
- 0% introductory APR on purchases and balance transfers for 6 months
- Enjoy a low fixed rate
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 6 months from account opening date
University Credit Union Traditional Mastercard
- $250,000 travel accident insurance
- Low APR for purchases, balance transfers, and cash advances
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Purchase APR
- 15.99% to 17.99% variable based on creditworthiness and the Prime Rate
Randolph-Brooks Premier Rate Mastercard
- No foreign transaction fees
- 0% introductory APR for 12 months from account opening
- Annual fee
- None
- Recommended credit
- Excellent
- Intro APR
- 0% for 12 months from account opening date
Zions Bank AmaZing Rate for Business Credit Card
- 0% introductory APR on purchases and balance transfers
- Credit limits up to $250,000
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0
PNC Core® Visa® Credit Card
- Earn a $100 bonus after you make at least $1,000 in purchases within the first 3 months from account opening
- 0% intro APR on purchases and balance transfers for 15 months
- Annual fee
- None
- Recommended credit
- Good / Fair
- Intro APR
- 0% for 15 months from account opening date
America First Credit Union Visa Platinum Credit Card
- Personalize your card with your own image, and choose from one of four perk options
- No balance transfer fees
- Annual fee
- None
- Recommended credit
- Good / Fair
- Purchase APR
- 12.24% to 18% variable based on creditworthiness and the Prime Rate
Insight Visa Platinum Credit Card
- Low interest rates everyday
- Visa protections and perks
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Purchase APR
- *See Terms
U First Visa® Credit Card
- No foreign transaction fees
- 0% introductory APR on purchases for 6 months from account opening
- Annual fee
- None
- Recommended credit
- Good / Fair
- Intro APR
- 0% for 6 months from account opening date
M&T Visa Credit Card
- 0% introductory APR for the first 12 months after opening account
- Ability to pay with Apple Pay®, Google Pay™ or Samsung Pay
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 12 months from account opening date
Randolph-Brooks Premier Rate Mastercard
- No foreign transaction fees
- 0% introductory APR for 12 months from account opening
- Annual fee
- None
- Recommended credit
- Excellent
- Intro APR
- 0% for 12 months from account opening date
CCU Platinum Visa
- No fees on balance transfers or cash advances
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 365 days from account opening date
Greylock Federal Credit Union Elevate Card
- Low, competitive interest rates
- Special introductory purchase APR of 0% for first six months of account opening
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Purchase APR
- See issuer terms
What to look for
- Regular purchase APR: the ongoing variable rate matters more than an introductory offer if you revolve a balance.
- APR range: the rate you receive within the range depends on your creditworthiness.
- Membership requirements: many credit union cards require you to join the credit union first.