Home No Annual Fee Credit Cards No Annual Fee Credit Cards No annual fee cards cost nothing to keep open, which makes them good long-term cards and helps the age of your credit history grow. Many still earn rewards or offer introductory APRs. Check the other fees, such as foreign transaction and balance transfer fees, before you decide.
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42 cards · select up to 3 to compare side by side
Grow Credit reports customer activity to the three major credit bureaus each month – which can help you establish… Choose from over 100 available subscription services to pay with Grow Credit
Annual fee None
Recommended credit No Credit Required
Purchase APR 0.00% No balance transfer or cash advance fees Optional Debt Protection
Annual fee None
Recommended credit Good / Fair
Purchase APR 14.49% to 17.99% variable based on creditworthiness and the Prime Rate No balance transfer fees Visa Platinum benefits
Annual fee None
Recommended credit Excellent / Good
Purchase APR 9.90%, 10.50%, or 10.90% Earn 5% Cash back on mobile wallet purchases for the first $3,000, then 1% thereafter Earn 3% Cash back on dining and fuel for the first $6,000, then 1% thereafter.
Annual fee None
Recommended credit Good
Purchase APR 19.24% to 29.99% variable based on creditworthiness and the Prime Rate Send and receive money, link your debit card to your Account, and add funds via direct deposit Enjoy American Express cardmember benefits like purchase and fraud protection, as well as roadside assistance…
Annual fee None
Recommended credit No Credit Required Teach your kids about money and help them get a leg up on their financial future Earn money through chores, set savings goals, spend wisely, and invest
Annual fee See issuer terms
Recommended credit No Credit Required No fees on cash advances and balance transfers No foreign transaction fees
Annual fee None
Recommended credit Good / Fair
Purchase APR 14.24% to 17.99% variable based on creditworthiness and the Prime Rate Overdraft protection up to $200 with opt-in and eligible direct deposit Get your pay up to 2 days early with direct deposit
Annual fee None
Recommended credit No Credit Required 0% introductory APR on purchases for 20 months 0% introductory APR for 20 months on balance transfers
Annual fee None
Recommended credit Good / Fair
Intro APR 0% for 18 months from account opening date 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate based on your… Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is…
Annual fee None
Recommended credit Excellent
Intro APR 0% for 12 months from account opening date 0% introductory APR for 12 months on purchases Reduced introductory APR for 12 months with no fee on balance transfers
Annual fee None
Recommended credit Excellent / Good
Intro APR 0% for 12 months from account opening date 3X points for every $1 spent on gas, groceries, discount stores, restaurants, and fast food Earn 1X point for every $1 spent on all other qualifying purchases
Annual fee None
Recommended credit Good / Fair
Intro APR 0% for 12 months from account opening date No balance transfer fee Competitive interest rates
Annual fee None
Recommended credit Good / Fair
Purchase APR 13.5% to 17.9% variable based on creditworthiness and the Prime Rate No foreign transaction fees No balance transfer fee
Annual fee None
Recommended credit Good
Purchase APR 13.99% to 18.00% variable based on creditworthiness and the Prime Rate Pay up front, or pay over time—interest-free Split big purchases at 0% APR
Annual fee None
Recommended credit No Credit Required
Purchase APR You're looking for a Buy Now, Pay Later service and not a credit card Enjoy one of Zions Bank's lowest rates available No annual fee, foreign transaction fee, nor late fee
Annual fee None
Recommended credit Fair / Poor
Intro APR 0% for 6 months from account opening date Earn 2% cash back rewards on every purchase Contactless payment compatibility
Annual fee None
Recommended credit Good
Purchase APR 18.99%, 24.99%, or 31.99% variable based on creditworthiness and the… Get your money up to 2 days faster with early direct deposit Free withdrawals at over 24,000 MoneyPass ATM locations nationwide
Annual fee None
Recommended credit No Credit Required No fees on balance transfers and cash advances No foreign transaction fees
Annual fee None
Recommended credit Good / Fair
Purchase APR 14.74% 17.99% variable based on creditworthiness and the Prime Rate No foreign transaction fees No balance transfer fee
Annual fee None
Recommended credit Excellent / Good
Intro APR 1.99% for 12 months from account opening date No fees for balance transfers and cash advances Optional debt protection feature
Annual fee None
Recommended credit Good / Fair
Intro APR 6.24% to 13.99% for 6 months from account opening date Promote Christian Education For every $100 in net merchandise purchases made with this card, Commerce Bank donates $0.50 to AACS
Annual fee None
Recommended credit Excellent / Good
Intro APR 1.99% for 6 months from account opening date No balance transfer or cash advance fees
Annual fee None
Recommended credit Excellent / Good / Fair
Purchase APR 18.00% variable based on the Prime Rate Pay no foreign transaction fees when you travel outside the U.S. Get free collision damage waiver coverage to pay for physical damage and theft to most vehicle rentals
Annual fee None
Recommended credit Excellent / Good
Intro APR 0% Introductory APR through your 02/01/2024 billing cycle Park National Bank Visa® Platinum… Visa
Introductory APR of 0% for the first 18 billing cycles Extended warranty coverage and Zero Fraud Liability
Annual fee None
Recommended credit Good
Intro APR 0% for 18 months from account opening date Every purchase can help build your credit1. • At the end of every month, purchases made with the Extra Debit Card are tallied up and reported to credit bureaus
Annual fee See issuer terms
Recommended credit No Credit Required 25 day grace period on purchases Low, very competitive interest rates
Annual fee None
Recommended credit Good
Intro APR 6.49% on purchases made through December 31, 2022. 0% Introductory APR on balance transfers for the first 12 months No fees on foreign transactions, cash advances, and balance transfers
Annual fee None
Recommended credit Excellent / Good
Intro APR 0% for 12 months from account opening date No account fees, no balance minimum Access to 55,000 ATMs nationwide, fee-free
Annual fee None
Recommended credit Excellent / Good / Fair / Poor Introductory 0% APR on balance transfers for 18 months from account opening date Travel accident and baggage delay insurance included
Annual fee None
Recommended credit Good
Intro APR 0% for 18 months from date of account opening date
Annual fee None
Recommended credit Excellent / Good
Purchase APR 12.40% to 17.99% variable based on creditworthiness and the Prime Rate First Financial Credit Union… Visa
Low balance transfer fee No foreign transaction fee
Annual fee None
Recommended credit Good / Fair
Purchase APR 6.90% to 19.90% based on creditworthiness Comprehensive fraud protectio
Annual fee None
Recommended credit Excellent / Good
Purchase APR 12.5% to 18.00% variable based on creditworthiness and the Prime Rate Enjoy a special 2X bonus points on every purchase Easily redeem points for a variety of rewards
Annual fee None
Recommended credit Excellent / Good
Purchase APR 12.90% Fixed Start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable… Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and…
Annual fee None
Recommended credit Excellent / Good
Intro APR 0% for the first 18 months from account opening dat Features Tap & Go contactless technology; compatible with digital wallets No annual fee and no balance transfer fees
Annual fee None
Recommended credit Good / Fair
Purchase APR 12.9% to 18.00% variable based on creditworthiness and the Prime Rate No balance transfer of cash advance fees The lowest APR rate possible
Annual fee None
Recommended credit Excellent / Good
Purchase APR 11.49% to 14.49% variable based on creditworthiness and the Prime Rate 0% introductory APR on purchases and balance transfers for 15 months Protection against fraudulent purchases
Annual fee None
Recommended credit No Credit Required
Intro APR 0% for 20 months from account opening date 0% introductory APR on purchases and balance transfers for 15 months Protection against fraudulent purchases
Annual fee None
Recommended credit No Credit Required
Intro APR 0% for 20 months from account opening date 0% introductory APR on purchases for 15 months from account opening date Make purchases with your smartphone using Apple Pay®, Google Pay™ and Samsung Pay™
Annual fee None
Recommended credit Excellent / Good
Intro APR 0% for 15 months from account opening date No balance transfer of cash advance fees
Annual fee None
Recommended credit Excellent / Good
Purchase APR 9.80% to 12.25% based on creditworthiness
Annual fee None
Recommended credit Good / Fair
Purchase APR 12.75% to 19.75% variable based on creditworthiness and the Prime Rate What to look for Other fees still apply: late, cash advance and foreign transaction fees vary even when the annual fee is zero. Keeper value: a no-fee card you hold for years supports your average account age. Rewards trade-off: fee-free cards sometimes earn less than comparable cards that charge a fee.
