Home Credit Cards for Graduates Credit Cards for Graduates Cards in this group are aimed at recent graduates and young professionals who are early in building a credit history. Issuers often look at income prospects and limited credit history rather than a long record, and the details of each offer can differ.
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21 cards · select up to 3 to compare side by side
Get $20 statement credit each school year your GPA is 3.0 or higher for up to next five years Earn 2% cash back at gas and restaurants on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all…
Annual fee None
Recommended credit Fair / No Credit Required
Intro APR 0% for 6 months from date of account opening date No annual fee, and no late fee on the first late payment. No APR change for paying late. Discover automatically matches all the earned cash back at the end of the first year, with no limit to the amount that…
Annual fee None
Recommended credit Fair / No Credit Required
Intro APR 0% for 6 months from account opening date Earn unlimited 1.5% cash back on every purchase, every day Early Spend Bonus: Earn $50 when you spend $100 in the first three months
Annual fee None
Recommended credit Fair
Purchase APR 19.99% - 29.99% variable based on creditworthiness and the Prime Rate Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding… Limited Time Offer: Earn $50 when you spend $100 in the first three months
Annual fee None
Recommended credit Fair
Purchase APR 19.99% - 29.99%% variable based on creditworthiness and the Prime Rate Introductory 0% purchase APR for your first 12 months Introductory 0% APR for 15 months
Annual fee None
Recommended credit Poor / No Credit Required
Intro APR 0% for 18 months from account opening date Up to $5,000 credit limit Earn 1% unlimited cash back
Annual fee None
Recommended credit No Credit Required / Fair / Poor
Purchase APR 16% variable based on the Prime Rate Emergency cash advance and card replacement Text alerts when the bank detects potentially fraudulent activity on your account 25-day grace period for purchases
Annual fee None
Recommended credit Poor / No Credit Required
Purchase APR 11.99% to 18.00% variable based on creditworthiness and the Prime Rate Low Introductory APR for 8 months on purchases Low introductory APR for 8 months on balance transfers
Annual fee None
Recommended credit Good / Fair
Intro APR 2.99% for 8 months from account opening date Earn unlimited 1.5x rewards points on purchases 2,500 bonus points on first purchase
Annual fee None
Recommended credit Good / Fair
Intro APR 0% for the first 6 months from account opening date 25,000 bonus points after spending $1,000 within 90 days Earn unlimited 1.5 points per dollar spent on all purchases
Annual fee None
Recommended credit Fair / No Credit Required
Intro APR 0% for 18 months from account opening date Credit limit up to $15,000 100% of the credit limit is available for cash advances
Annual fee None
Recommended credit Excellent / Good
Purchase APR See Terms* 0% Intro APR on purchases, balance transfers & cash advances 10¢ discount on fuel at Buc-ee's stations
Annual fee None
Recommended credit Good
Intro APR 0% for 6 months from account opening date No foreign transaction fees Establish credit with a low APR
Annual fee None
Recommended credit Excellent / Good / Fair
Purchase APR 11.50% to 16.50% variable based on creditworthiness and the Prime Rate OneMain Financial BrightWay℠ Card Mastercard
Build your credit with no-time payments and graduate to the $0 annual fee Brightway+ credit card Lower APR or higher credit limit with 6 on-time payments
Annual fee See issuer terms
Recommended credit Fair
Purchase APR 29.74% or 30.49% variable based on the Prime Rate Fixed rate as low as 12.4% APR
Annual fee None
Recommended credit Poor / No Credit Required
Intro APR 6.9% to 17.99% variable on transfers made within 90 days from account… Build credit with financial responsibility No balance transfer fees
Annual fee None
Recommended credit Fair / Poor / No Credit Required
Purchase APR See Terms* Park National Bank Visa… Visa
Earn 1.5 points for every eligible net $1 you spend Earn unlimited points that do not expire for five years
Annual fee See issuer terms
Recommended credit Poor
Intro APR 0% for 6 months from account opening date 2X points on CareCredit Network purchases 2X points on Health & Wellness
Annual fee None
Recommended credit Excellent / Good
Purchase APR 29.99% Unlimited 1.5% cash back on every purchase Build credit with responsible use
Annual fee None
Recommended credit Fair
Intro APR 0% for 15 months 1.5X points on everyday purchases 0% intro APR on balance transfers and purchases
Annual fee None
Recommended credit Fair / No Credit Required
Intro APR 0% for 6 months from account opening date Access a higher credit line when you make your first 5 payments on time; Credit limits between $300 and $5,000
Annual fee None
Recommended credit Good / Fair
Purchase APR 28.24% variable based on the Prime Rate What to look for Credit history: many graduate cards accept thin files, but approval is never guaranteed. Rewards versus fees: confirm the annual fee on the issuer site before applying. Habits: use the card for small purchases you can repay in full to build a record of on-time payments.
