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BestCreditCardsGuide

Rewards Credit Cards

Rewards cards earn points on everyday purchases that you can redeem for merchandise, gift cards, travel, statement credits or cash back. Point values vary between programs and redemption types, so it pays to know how a program values its points before you choose a card.

We may be compensated when you click links to issuer sites. Advertiser Disclosure. Rates, fees and offers vary and change often; confirm current terms on the issuer’s site.

81 cards · select up to 3 to compare side by side

Disney® Premier Visa® Card

  • $300 Statement Credit after you spend $1000 on purchases in the first 3 months from account opening
  • Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a…
Annual fee
$49
Recommended credit
Excellent / Good
Intro APR
0% for 6 months after select Disney vacation package or real estate…
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American Express® Green Card

  • Earn 40,000 Membership Rewards® points after you spend $3,000 on purchases on your new Card in your first 3 months.
  • Earn 3X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
Annual fee
$150
Recommended credit
Excellent
Purchase APR
See Pay Over Time APR
Read review of American Express® Green Card

American Express® Gold Card

  • Earn 75,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first…
  • Earn 4X Membership Rewards® points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership…
Annual fee
$250
Recommended credit
Excellent / Good
Purchase APR
See Pay Over Time APR
Read review of American Express® Gold Card

U.S. Bank Altitude® Go Visa Signature® Card

  • Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account…
  • 4X points on dining, takeout, and restaurant delivery
Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 12 months from account opening date
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BMO Harris Bank Premium Rewards Mastercard® Credit Card

  • Earn 3 points per $1 spent on eligible dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter
  • Annual fee waived for first year
Annual fee
$0 for the first year. After that, $79
Recommended credit
Excellent
Intro APR
0% for 12 months on transfers made within 90 days from account…
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Bethpage Mastercard® Be You Rewards Credit Card

  • Earn 25,000 promotional points when you spend $3,000 within 90 days of opening your account
  • 3X points for every $1 spent in one category of your choice
Annual fee
$95
Recommended credit
Fair
Purchase APR
16.15% to 18.00% variable based on creditworthiness and the Prime Rate
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Los Angeles Federal Credit Union Signature Rewards Platinum Credit Card

  • 0% APR for first 6 months on all transactions made within 90 days of opening account
  • Spend $3,000 in the first 90 days of opening account to earn 6,000 bonus points
Annual fee
None
Recommended credit
Excellent / Good
Intro APR
4.90% for 6 months (for transactions during the first 90 days
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First Tech® Federal Credit Union Platinum Rewards Mastercard®

  • 0% Introductory APR on balance transfers for 12 months
  • Earn 1 point for every $1 spent with no cap and no expiration
Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 12 months from account opening date
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Black Hills Federal Credit Union Visa Signature® Rewards Card

  • 1X point per $1 spent, redeemable for merchandise, travel or experience rewards
  • 24-hour Visa Signature Concierge access to book travel, obtain tickets, make restaurant reservations, and more
Annual fee
None
Recommended credit
Excellent / Good
Intro APR
2.90% for 12 months from account opening date
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Navy Federal More Rewards American Express® Card

  • Earn 25,000 points (a $250 value) when you spend $3,000 within 90 days of opening an account
  • A great choice for everyday spending and grocery shopping
Annual fee
None
Recommended credit
Excellent / Good / Fair
Purchase APR
14.65% to 18.00% variable based on creditworthiness and the Prime Rate
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KeyBank Key2More Rewards® Credit CardKeyBank Key2More Rewards® Credit Card

  • Earn 5 points per $1 spent on eligible purchases with no caps
  • Spend at least $1,000 per calendar month and you'll earn a 25% monthly points bonus
Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 6 months from account opening date
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BMO Harris Bank Platinum Rewards Mastercard® Credit Card

  • Receive 2 points per $1 spent on eligible gas and grocery purchases, up to $2,500 in combined spend each calendar…
  • 0% 12-month introductory APR on balance transfers made within 90 days of opening an account
Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 12 months on transfers made within 90 days from account…
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PenFed Platinum Rewards VISA Signature® Card

  • 5X points per dollar spent on gas at the pump and EV charging stations and 3X points on groceries. 1X points on all…
  • 15,000 bonus points when you spend $1,500 in first 90 days of card account opening
Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 12 months from account opening date
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Ocean Bank International Platinum Rewards Card

  • Earn 1 point per $1 on all qualifying net purchases
  • Points can be redeemed for cash rewards, travel rewards, and shopping rewards
Annual fee
$0 for the first year. After that, $75
Recommended credit
Excellent / Good
Intro APR
0% for 12 months from account opening date
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Bank of Missouri Premier Rewards American Express® Card

  • 4 points per $1 spent on eligible net restaurant purchases, 3 points per $1 spent on eligible net airline purchases, 2…
  • 10,000 bonus rewards points after you spend $1,000 in the first 3 months (worth $100 Cash Back)
Annual fee
$0 for the first 12 months. After that, $99
Recommended credit
No Credit Required
Purchase APR
13.99% to 22.99% variable based on creditworthiness and the Prime Rate
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Quorum World Mastercard®

  • No annual fees or balance transfer fees
  • Earn 1 point for every $1 spent, towards travel, merchandise, experiential, and cash rewards; earn unlimited points…
Annual fee
None
Recommended credit
Excellent / Good
Purchase APR
13.9% to 18.00% variable based on creditworthiness and the Prime Rate
Read review of Quorum World Mastercard®

NASA FCU Visa Star Trek™ Credit Card

  • Show your Trekkie pride with every purchase - choose from 4 designs
  • Earn $300 cash back when you spend $2,000 in the first 90 days
Annual fee
$39
Recommended credit
Excellent / Good
Intro APR
8.4% to 17.99% variable on transfers made within 90 days from account…
Apply Now for NASA FCU Visa Star Trek™ Credit Card (opens in a new tab)Read review of NASA FCU Visa Star Trek™ Credit Card

What to look for

  • Point value by redemption: the same points can be worth different amounts as cash back, travel or gift cards.
  • Expiration rules: some programs expire points after a period of inactivity or a set number of years.
  • Earn rate in your top categories: compare the rate where you spend most, not the headline maximum.