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BestCreditCardsGuide

Travel Credit Cards

Travel cards earn points or miles that can be redeemed for flights, hotels, rental cars and other bookings. Many add travel protections and waive foreign transaction fees, which matters if you spend money abroad. The best fit depends on whether you want flexible points or prefer to stay loyal to one travel brand.

We may be compensated when you click links to issuer sites. Advertiser Disclosure. Rates, fees and offers vary and change often; confirm current terms on the issuer’s site.

70 cards · select up to 3 to compare side by side

Capital One Venture X Rewards Credit Card

  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in…
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital…
Annual fee
$395
Recommended credit
Excellent / Good
Purchase APR
21.99% - 28.99% variable based on creditworthiness and the Prime Rate

Mastercard® Titanium Card™

  • Designed for those seeking an introductory premium travel card with exceptional airfare redemption, access to hotel…
  • Offers a flat-rate redemption value of 1% for cash back or 2% value for airfare redemption with no airline or seat…
Annual fee
$195 ($95 for each Authorized User added to the account)
Recommended credit
Excellent
Intro APR
0% introductory APR for the first fifteen billing cycles following…

Synovus Business Travel Rewards Visa® Credit Card

  • 0% introductory APR on purchases, balance transfers and overdraft protection for the first 6 months
  • Annual fee of $50, which is waived for the first year
Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 6 months from account opening date

U.S. Bank FlexPerks Gold American Express Card

  • 5X FlexPoints on prepaid hotels and rental cars
  • 3X FlexPoints at restaurants, 2X FlexPoints at gas stations, 2X FlexPoints at airlines, and 1X FlexPoints per $1 spent…
Annual fee
$85
Recommended credit
Excellent / Good
Purchase APR
19.74% to 29.74% variable based on creditworthiness and the Prime Rate

U.S. Bank Altitude® Connect Visa Signature®

  • No foreign transaction fees
  • Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center
Annual fee
$0 for the first year; $95 after that
Recommended credit
Excellent / Good
Purchase APR
21.24% to 29.24% variable based on creditworthiness and the Prime Rate

Mastercard® Black Card™

  • Ideal for those seeking a top-of-wallet premium card with straightforward rewards and exceptional service. Cardholders…
  • Offers a flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption with no airline or seat…
Annual fee
$495 ($195 for each Authorized User added to the account)
Recommended credit
Excellent
Intro APR
0% introductory APR for the first fifteen billing cycles following…

Mastercard® Gold Card™

  • Ideal for those seeking a top-of-wallet premium card with straightforward rewards and exceptional service. Cardholders…
  • Offers a flat-rate redemption value of 2% for cash back or 2% value for airfare redemption with no airline or seat…
Annual fee
$995 ($295 for each Authorized User added to the account)
Recommended credit
Excellent
Intro APR
0% introductory APR for the first fifteen billing cycles following…

Chase Sapphire Reserve®

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900…
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
Annual fee
$550, each authorized user: $75 per year
Recommended credit
Excellent
Purchase APR
21.99% to 28.99% variable based on creditworthiness and Prime Rate

Business Advantage Unlimited Cash Rewards Secured Credit Card

  • arn unlimited 1.5% cash back rewards while establishing your business credit
  • Flexible redemption options
Annual fee
None
Recommended credit
Poor / No Credit Required
Purchase APR
28.49% variable based on the Prime Rate

Business Advantage Travel Rewards World Mastercard®

  • Online exclusive: Earn 30,000 bonus points after making at least $3,000 in net purchases in the first 90 days of your…
  • 3X points for ever $1 spent on travel booked through the Bank of America Travel Center
Annual fee
None
Recommended credit
Excellent
Intro APR
0% for 9 months from account opening date

Chase Sapphire Preferred® Card

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750…
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online…
Annual fee
$95
Recommended credit
Excellent / Good
Purchase APR
20.99% to 27.99% variable based on creditworthiness and Prime Rate

Truist Enjoy Beyond Credit Card

  • Earn 3X points per $1 on travel purchases, 2X on dining, and 1X on all other eligible purchases
  • Receive up to $100 annual travel experience statement credit for items such as ground transportation, streaming…
Annual fee
$195
Recommended credit
Excellent / Good
Purchase APR
18.24% to 27.24% variable based on creditworthiness and the Prime Rate

Amegy Bank® Premier Visa® Credit Card

  • Earn 2.5% cash or 2.5X points on travel purchases, from flights to car rentals
  • Earn 1.5% cash or 1.5X points on all other expenses
Annual fee
$0 for the first 12 months. After that, $95.
Recommended credit
Excellent / Good
Intro APR
0% for 6 months on transfers made within 90 days from account opening…

HSBC Premier World Mastercard® Credit Card

  • Earn 2X points per dollar spent on travel purchases
  • Earn 1X point per dollar spent on all other purchases
Annual fee
None for qualified Premier clients. For all others, $95.…
Recommended credit
Excellent / Good
Purchase APR
20.99% to 24.99% variable based on creditworthiness and the Prime Rate

Celebrity Cruises® Visa Signature® Credit Card

  • 2 MyCruise points for every $1 spent on qualifying purchases with Celebrity Cruises, Royal Caribbean, and Azamara Club…
  • 1 MyCruise point per $1 on all other purchases
Annual fee
Visa
Recommended credit
https://www.bankofamerica.com/credit-cards/products/celebrity-cruises-credit-card/#interest-rates-and-fees
Purchase APR
18.24% to 28.24% variable based on creditworthiness and the Prime Rate

Royal Caribbean® Visa Signature® Credit Card

  • 2X MyCruise® points per dollar on purchases with Royal Caribbean, Celebrity Cruises, and Azamara Club Cruises
  • 1X MyCruise® points per dollar spent on all other purchases
Annual fee
None
Recommended credit
Good
Purchase APR
18.24% to 28.24% variable based on creditworthiness and the Prime Rate

Sandals Visa Signature® Credit Card

  • Earn a statement credit of $150 when you make $1,000 in purchases within the first 90 days of the account open date No…
  • Earn 3x points for every $1 spent on purchases at any Sandals & Beaches resorts
Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 7 months from account opening date

Capital One Venture Rewards Credit Card

  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal…
  • Earn unlimited 2X miles on every purchase, every day
Annual fee
$95
Recommended credit
Excellent
Purchase APR
21.99% - 28.99% variable based on creditworthiness and Prime Rate

SchoolsFirst FCU Rewards Mastercard® Credit Card

  • Earn 1.5 points per dollar spent on every purchase
  • Redeem points for cash, travel, merchandise and more. Points earning is unlimited and they never expire
Annual fee
None
Recommended credit
Excellent / Good / Fair
Purchase APR
15.00% to 17.90% variable based on creditworthiness and the Prime Rate

U.S. Bank Business Altitude™ Connect World Elite Mastercard®

  • 5X points on hotel and car rentals booked directly in the Rewards Center
  • 4X points on travel, including airfare, hotels, gas, and EV charging stations on the first $150,000 in combined annual…
Annual fee
$0 for the first year; $95 after that
Recommended credit
Excellent / Good
Purchase APR
20.24% to 28.24% variable based on creditworthiness and the Prime Rate

Bank of America® Premium Rewards® Credit Card

  • 60,000 bonus points after you make at least $4,000 in purchases in the first 90 days of account opening
  • 2X points per dollar spent on travel and dining purchases
Annual fee
$95
Recommended credit
Excellent / Good
Purchase APR
20.24% to 27.24% variable based on creditworthiness and the Prime Rate

What to look for

  • Redemption flexibility: general travel points work across brands; co-branded points are tied to one company.
  • Foreign transaction fees: if you travel internationally, a card without them avoids a surcharge on every purchase.
  • Perks you will actually use: lounge access or statement credits only offset an annual fee if you use them.