Ann Taylor Mastercard®

Our review of the Ann Taylor Mastercard®

The Ann Taylor Mastercard® is a no annual fee retail credit card from Ann Taylor and credit card issuer Comenity Bank. This card, operating on the Mastercard payment network, offers two signup bonuses. Earn $20 when you make a purchase outside of Ann Taylor and get 15% off your first Ann Taylor purchase. If you shop at Ann Taylor frequently, the Ann Taylor Mastercard® can help you save money at checkout.

Maximizing Rewards with the Ann Taylor Credit Card

To earn more rewards with Ann Taylor, consider applying for one of their credit card products. The Ann Taylor Mastercard allows cardholders to earn points in the highest rewards category in multiple ways. You can earn 5X points for every dollar spent at Ann Taylor and affiliated stores, tripling your earning potential. Affiliated brands include Ann Taylor, Ann Taylor Factory Stores, LOFT, LOFT Outlets, and Lou & Grey.

The Ann Taylor card also offers 2X points on gas and groceries and 1X points for everything else. While you can use the Ann Taylor card for gas and grocery rewards, it may be more beneficial for those looking for store-specific discounts.

Ann Taylor Store Card

In addition to the Ann Taylor Mastercard, you can also apply for the Ann Taylor ALL Rewards Credit Card. The main difference between the two cards is that the Mastercard version can be used anywhere Mastercard is accepted, while the store card version is limited to Ann Taylor purchases only.

While the store card offers benefits like Ann Taylor rebates, it lacks the bonus points for gas, groceries, and other purchases made outside of Ann Taylor. However, it has lower credit requirements and a simplified online pre-qualification process.

Redeeming Ann Taylor Points

Ann Taylor Rewards have a value of one cent per point, with reward certificates ranging from $5 to $25. Points expire after 12 months, and reward certificates expire after 90 days.

Ann Taylor Rewards Elite Tiers

Ann Taylor credit cardholders can enjoy additional benefits based on their elite tier status within the program. Insider VIP members receive perks like birthday rewards and free shipping on orders over $75.

Mastercard Benefits

In addition to Ann Taylor-specific rewards, the Ann Taylor Mastercard also offers Mastercard benefits such as Zero Liability Protection and ID Theft Protection.

Should You Apply for the Ann Taylor Mastercard?

Overall, the Ann Taylor Mastercard is a great option for frequent Ann Taylor shoppers. With accelerated rewards, bonus points, and exclusive discounts, this card can help you save money on your purchases. Just be sure to pay off your balance monthly due to the high APR. If you’re interested in department store rewards with flexibility, consider browsing other card offers.