Arrowhead Share-Secured Visa®
- Annual fee
- None
- Recommended credit
- Poor / No Credit Required
- Card network
- Visa
- Regular purchase APR
- 22.99% variable based on the Prime Rate
At a glance
The Arrowhead Share-Secured Visa® is a secured credit card that doesn’t trick users with hidden fees. The card, from Arrowhead Credit Union in California, requires a deposit that also acts as the line of credit. With this card, the minimum deposit is $300, while the maximum is $5,000. The card features no hidden or annual fees, and a standard APR on purchases, balance transfers, and cash advances of around 20% – though the exact rate varies depending on the Prime Rate.
Our review of the Arrowhead Share-Secured Visa®
If you’re looking for a secured credit card, the Arrowhead Share-Secured Visa® from Arrowhead Credit Union in California is worth considering. This card requires an initial deposit that also acts as your credit line, with a minimum deposit of $300 and a maximum of $5,000.
One standout feature of the Arrowhead Share-Secured Visa® is its lack of fees. Unlike many secured cards, this one has no annual fees, balance transfer fees, or cash advance fees. This fee-free approach can make building good financial habits easier.
Keeping track of your credit score is important for improving your credit, and the Arrowhead Share-Secured Visa® makes it easy by providing free monthly access to your FICO score. Plus, Arrowhead Credit Union reports to all three major credit bureaus, so responsible card use can help you move toward an unsecured card in the future.
While the Arrowhead Share-Secured Visa® may not offer rewards, its straightforward fee structure and credit-building benefits make it a solid choice for those looking to improve their financial health.
If you’re considering a secured credit card, the Arrowhead Share-Secured Visa® is a reliable option that can help you on your journey to better credit.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- No balance transfer fees
- No cash advance fees
Who this card may suit
- You currently bank with Arrowhead Credit Union or live in Southern California
- You want to boost your credit score
- You don’t like annual fees
- You want a card that does't include added fees
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 22.99% variable based on the Prime Rate |
| Balance Transfer APR | 22.99% variable based on the Prime Rate |
| Cash Advance APR | 22.99 variable based on the Prime Rate |
| Foreign Transaction Fee | Up to 1% of each transaction in U.S. Dollars |
| Penalty APR | 25.99% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $15 |
| Minimum Deposit Required | $300 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit Limited or No Credit.
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Arrowhead Share-Secured Visa®
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