ASE Credit Union Visa® Credit Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 8.99% to 17.99% variable based on creditworthiness and the Prime Rate
At a glance
The ASE Credit Union Visa® Credit Card is a basic-yet-useful low APR and reward credit card from Alabama State Employees Credit Union. The card earns a single point for every dollar spent on eligible purchases, with reward points applicable to rewards in the UChoose Rewards Program. The Card also features no annual fee, no fees for balance transfers or cash advances, and 0% intro APR on balance transfers for the first six months.
Our review of the ASE Credit Union Visa® Credit Card
Are you looking for a reliable reward credit card with great perks and protections? Look no further than the ASE Credit Union Visa® Credit Card from Alabama State Employees Credit Union. This no-nonsense credit card is perfect for Alabama employees, retirees, and their families.
Earn UChoose Rewards with Every Purchase
With the ASE Credit Union Visa, you can earn rewards with every dollar spent on eligible purchases. Each dollar spent earns you a single point towards the UChoose Rewards Program. Redeem your points for cash back, gift cards, merchandise, or travel options.
0% Intro APR on Balance Transfers
Enjoy a 0% introductory APR period for the first six months after opening an account with the ASE Credit Union Visa. This special rate applies to all balance transfers made within the first six months, giving you time to pay off your balances without accruing interest.
Other Perks of the ASE CU Visa Card
The ASE Visa Card has no annual fee and no fee for balance transfers or cash advances. Plus, the rates for late payments and returned payments are lower than those of larger financial institutions. The foreign transaction fee is also minimal, making this card a great choice for international travelers.
Who Can Join Alabama State Employees Credit Union?
While the name may suggest that the credit union is only for state employees in Alabama, anyone can join. All you need is a valid Driver’s License or State ID, your Social Security Number, and proof of age to become a member.
Should You Apply for the ASE Credit Union Visa® Credit Card?
If you’re looking for a credit card with no fees, low APR, and the opportunity to earn rewards, the ASE Credit Union Visa® Credit Card is a great choice. With a solid rewards program, 0% intro APR on balance transfers, and excellent customer service, this card offers great value for ASE Credit Union members.
Don’t miss out on this opportunity – apply for the ASE Credit Union Visa® Credit Card today and start earning rewards on your purchases!
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- No balance transfer fees
- Earn rewards points through UChoose Rewards
Who this card may suit
- You already bank with Alabama State Employees Credit Union
- You don’t want to pay an annual fee
- You like the option of a full six months of 0% intro APR on balance transfers
- You want to earn a single point for every dollar spent on eligible purchases
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 8.99% to 17.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 8.99% to 17.99% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 8.99% to 17.99% variable based on creditworthiness and the Prime Rate |
| Foreign Transaction Fee | 1% of the transaction in U.S. Dollars |
| Penalty APR | 18% above your APR |
| Late Payment Penalty Fee | $25 |
| Return Payment Penalty Fee | $30 |
| Over Limit Penalty Fee | $25 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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ASE Credit Union Visa® Credit Card
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