Independent credit card comparisonsAdvertiser Disclosure
BestCreditCardsGuide
Banana Republic Rewards Mastercard® card

Banana Republic Rewards Mastercard®

Annual fee
None
Recommended credit
Excellent
Card network
Mastercard
Regular purchase APR
31.24% variable based on the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Banana Republic Rewards Mastercard® card offers five rewards points for every dollar spent at Banana Republic and other Gap Inc. brands. New Cardholders also receive a 20% discount on their first purchase.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 5X points per dollar spent at Banana Republic and Gap Inc. brands
  • No annual fee
  • Enjoy member-only exclusive offers

Who this card may suit

  • Love shopping at the Banana Republic and other Gap Inc. Brands (Gap, Old Navy, Athleta, Hill City)
  • Want the flexibility of earning and using rewards points at multiple retailers
  • Don’t want to pay an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR31.24% variable based on the Prime Rate
Balance Transfer APR31.24% variable based on the Prime Rate
Balance Transfer Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance APR32.24% variable based on the Prime Rate
Cash Advance Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater.
Foreign Transaction Fee3% of each transaction in U.S. dollars.
Late Payment Penalty FeeUp to $41
Return Payment Penalty FeeUp to $41

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.

Apply Now for Banana Republic Rewards Mastercard® (opens in a new tab)View issuer terms for Banana Republic Rewards Mastercard® (opens in a new tab)

Banana Republic Rewards Mastercard®

Apply Now for Banana Republic Rewards Mastercard® (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

Similar cards