Bank of America® Premium Rewards® Credit Card
- Annual fee
- $95
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 20.24% to 27.24% variable based on creditworthiness and the Prime Rate
At a glance
The Bank of America® Premium Rewards® Credit Card earns its “Premium” designation by showering customers with travel perks, introductory bonuses, and points rewards. Whether you travel for business or pleasure on a fairly regular basis, this card can help you get around in style and comfort without an unreasonable price tag.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 60,000 bonus points after you make at least $4,000 in purchases in the first 90 days of account opening
- 2X points per dollar spent on travel and dining purchases
- 1.5X points per dollar spent on all other purchases
- $100 Airport Security Statement Credit towards TSA Pre? ® or Global Entry Application fee, every four years
- Annual $100 statement credit for airline incidentals
- No blackout dates
- No foreign transaction fee
Who this card may suit
- You regularly use a credit card to make travel or dining purchases
- You're interested in travel insurance for vacations or business trips
- You want to enroll in TSA Pre? ® or Global Entry Services, as well as other airline privileges
- You're looking for a credit card to use abroad without foreign transaction fees
- You can take advantage of a curated list of luxury hotel properties with unique benefits provided by Visa
Rates, fees and terms
| Annual Fee | $95 |
|---|---|
| Regular Purchase APR | 20.24% to 27.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 20.24% to 27.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 23.24% to 30.24% variable based on creditworthiness and the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each transaction, whichever is greater |
| Penalty APR | Up to 29.99% variable based on creditworthiness the Prime Rate |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $29 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Bank of America® Premium Rewards® Credit Card
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