BB&T Spectrum Travel Rewards for Business Credit Card
- Annual fee
- None
- Recommended credit
- No Credit Required
- Card network
- Visa
- Intro purchase APR
- 0% for 9 months from account opening date
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.
At a glance
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Get 3% cash back on gas, 2% cash back at restaurants and office supply stores, and 1% cash back on all other eligible purchases
- 0% introductory annual percentage rate for 9 months on purchases
- Redeem your rewards into your BB&T business deposit account for an additional 10% bonus; Redeem your rewards for cash back, statement credits, gift cards, travel and more
- Get no-cost employee cards
Who this card may suit
- N/A
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 9 months from account opening date |
| Regular Purchase APR | 12.24% to 21.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 12.24% to 21.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 4% of the amount of each balance transfer, whichever is greater |
| Cash Advance APR | 24.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each balance transfer, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Penalty APR | 25.15% variable based on the Prime Rate |
| Late Payment Penalty Fee | $39 |
| Return Payment Penalty Fee | $39 |
| Over Limit Penalty Fee | $39 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Limited or No Credit.
Apply Now for BB&T Spectrum Travel Rewards for Business Credit Card (opens in a new tab)View issuer terms for BB&T Spectrum Travel Rewards for Business Credit Card (opens in a new tab)
BB&T Spectrum Travel Rewards for Business Credit Card
Apply Now for BB&T Spectrum Travel Rewards for Business Credit Card (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
Similar cards
Chase Freedom Unlimited®
- INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth…
- Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards…
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 15 months from account opening date
Discover it® Chrome Gas & Restaurants
- 2% cash back at gas stations and restaurants on up to $1,000 per quarter
- 1% cash back on all other purchases
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 15 months from date of account opening
Blue Cash Preferred® Card from American Express
- Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Annual fee
- $0 for the first year. Then $95
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 12 months from account opening date