Best Friends® Credit Card
- Annual fee
- Up to $39
- Recommended credit
- Excellent / Good / Fair
- Card network
- Visa
- Regular purchase APR
- 28.99% variable based on the Prime Rate
At a glance
The Best Friends® Credit Card is a cash back credit card from Credit One Bank. The card, in partnership with Best Friends Animal Society, earns up to 5% back on pet-related purchases and donates 1% towards the goal to end the killing of dogs and cats in America’s shelters.
Our review of the Best Friends® Credit Card
The Best Friends® Credit Card is a unique credit card that supports a great cause – putting an end to kill shelters in the United States. Issued by Credit One Bank in partnership with Best Friends Animal Society, this card allows you to earn cash back rewards while helping save the lives of dogs and cats in shelters.
Save Your Furry Friends with Every Purchase
By using the Best Friends® Credit Card, you not only improve your credit score and earn cash back rewards on your purchases, but you also contribute to the mission of Best Friends Animal Society to eliminate kill shelters by 2025. A donation of 1% of eligible purchases is made to the organization, ensuring that you play a part in saving animals in need.
Earn Up to 5% Cash Back
In addition to the 1% donation, the Best Friends® Credit Card offers 5% cash back on eligible pet-centric categories, up to $5,000 per calendar year. This includes purchases at pet shops, pet food, and supply stores. All other purchases with the card earn an unlimited 1% cash back.
How to Redeem Cash Back Rewards
Cash back rewards earned with the Best Friends® Credit Card are automatically deposited as statement balances. While this may limit your redemption options, it ensures that you can easily use your rewards to pay down your card balance.
Other Pet Perks
In addition to cash back rewards, the Best Friends® Credit Card offers several pet-approved perks, including discounts on Best Friends-branded merchandise, special offers from merchant partners, and discounts on lodging at Best Friends Animal Society locations.
Variable Annual Fees and APR
The annual fee for the Best Friends® Credit Card ranges from $0 to $39, depending on your credit score. While the APR rates are on the higher end, the benefits of the card, including the cash back rewards, make it a worthwhile choice for pet lovers.
Should You Apply for the Credit One Best Friends® Credit Card?
Overall, the Best Friends® Credit Card is a great option for those looking to support a good cause while earning cash back rewards. If you have average or good credit, this card can help you save money on pet purchases while making a difference in the lives of animals in need.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Best Friends receives a donation in an amount equal to 1% of eligible purchases
- Earn 5% cash back rewards on eligible pet shops, pet foods, and supplies stores purchases for the first $5,000 per calendar year
- Get up to 10% More Cash Back Rewards from participating merchants
- $0 annual fee for excellent credit
Who this card may suit
- You have a pet or feel passionately about protecting vulnerable animals
- You spend heavily on animal-related purchases each month
- You have average or fair credit and want a credit card that can earn rewards
Rates, fees and terms
| Annual Fee | Up to $39 |
|---|---|
| Regular Purchase APR | 28.99% variable based on the Prime Rate |
| Cash Advance APR | 28.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $5 or 8% of the amount of each Cash Advance, whichever is greater |
| Foreign Transaction Fee | Either $1 or 3% of the transaction amount in U.S. dollars, whichever is greater |
| Late Payment Penalty Fee | Up to $39 |
| Return Payment Penalty Fee | Up to $39 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit Fair Credit.
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Best Friends® Credit Card
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