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BJ’s Business Elite™ Mastercard® card

BJ’s Business Elite™ Mastercard®

Annual fee
None
Recommended credit
Excellent / Good
Card network
Mastercard
Regular purchase APR
See issuer terms
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The BJ's Business Elite™ Mastercard® is a business card that maximizes savings at BJ's Wholesale Clubs. Your company can earn up to 5% back on BJ's purchases while savings 15 cents at the pump - all for no annual fee.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • 5% back in rewards on most BJ's purchases
  • 15¢ off/gal. at BJ's Gas®
  • 2% back in rewards everywhere else Mastercard® is accepted
  • World Elite Mastercard® status

Who this card may suit

  • Your company frequently buys supplies at BJ's Wholesale
  • Your company frequently purchases gasoline at BJ's locations
  • You plan on issuing employee cards to maximize rewards
  • You do't want to pay an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APRSee issuer terms
Balance Transfer APRSee issuer terms
Balance Transfer Transaction FeeSee issuer terms
Cash Advance APRSee issuer terms
Cash Advance Transaction FeeSee issuer terms
Late Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

Apply Now for BJ’s Business Elite™ Mastercard® (opens in a new tab)View issuer terms for BJ’s Business Elite™ Mastercard® (opens in a new tab)

BJ’s Business Elite™ Mastercard®

Apply Now for BJ’s Business Elite™ Mastercard® (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
$95
Recommended credit
Excellent / Good
Purchase APR
20.74% to 25.74% Variable