Cabela’s CLUB® Card
- Annual fee
- None
- Recommended credit
- Excellent
- Card network
- Mastercard
- Regular purchase APR
- 9.99% for purchases at Bass Pro Shops and Cabela's, 20.24%, 23.24% or 31.99% variable…
At a glance
An excellent card for the outdoor lovers, Cabela’s CLUB® Card members can enjoy the best of both worlds and earn up to 5% back on purchases from both Cabela’s and Bass Pro Shops – redeemable in-store or online at either retailer.
Our review of the Cabela’s CLUB® Card
If you’re an avid huntsman or gun enthusiast, the Cabela’s CLUB Card is a must-have. This card allows loyal customers to earn points towards future purchases without any annual fee, regardless of CLUB membership tier. Cardholders get exclusive access to signature outdoor adventures, member-only deals, and a special low APR for all Cabela’s purchases.
In-Person Welcome Offer
As a retail credit card, Capital One offers an exclusive incentive for applying in-store at any Cabela’s or Bass Pro Shops location. By meeting minimum spending requirements, you can earn up to $60 in CLUB points. Additionally, Cabela’s provides a bonus of up to $60 in CLUB points upon approval and an extra $30 worth of points after making five purchases within the first 30 days.
Limited-time Bonus Offer
From now through December 24, 2023, Cabela’s and Capital One are offering a welcome bonus of 0% intro APR for 12 months when you spend $500 or more on your new Cabela’s CLUB Mastercard account.
How to Earn Rewards
The Cabela’s Card from Capital One is a versatile cash back rewards card with no annual fee. The amount you earn depends on your elite tier status with Cabela’s. Classic tier members earn 2% on all Cabela’s and Bass Pro Shop purchases, silver level memberships get 3%, and the ultimate black tier scores cardholders an impressive 5% back.
Even if you don’t reach the $25,000 spending minimum for the premium black card, you’ll still benefit from earning rewards. Club members at the Classic level earn 2% back on purchases without any spending requirement. With no annual fee, no cap on potential earnings, and points that never expire, this card is perfect for outdoor enthusiasts who buy gear a few times a year.
How to Redeem Rewards
Redeeming points is simple. Earn 2, 3, or 5 rewards points for every dollar spent at Cabela’s, Bass Pro Shops, their restaurants or lodges, and Cenex® convenience stores. Every 100 points are worth $1 and can be applied both in-store and online to save on your final purchase price.
To redeem points, visit cabelasclubvisa.com, log in, and check your total points. You can also pay your bill on the Cabela’s site.
Outdoors Card Comparison
Here’s how the Cabela’s CLUB Card compares to other retail credit cards for outdoor enthusiasts:
| Card | Annual Fee | Rewards | Network |
|---|---|---|---|
| FLW Visa® Rewards | $0 | 3X on streaming, cable, & rideshares; 2X on gas and dining; 1X on all else | Visa |
| Bass Pro Shops® CLUB | $0 | 2% back on Bass Pro Shops or Cabela’s purchases; 1% on all else | Mastercard |
| Cabela’s CLUB® Card | $0 | 2% back on Bass Pro Shops or Cabela’s purchases; 1% on all else | Mastercard |
Other Card Features
Additional features of the Cabela’s CLUB® Card from Capital One include:
- Competitive, variable APR
- $0 Fraud Liability
- Mobile wallet compatibility with Apple Pay, Google Pay, and Samsung Pay
- Access to Eno, Capital One’s digital assistant
- Mastercard benefits: Zero Liability Protection, Mastercard Global Services, ID Theft Protection
Should You Apply for the Cabela’s CLUB Card?
If you frequently shop for outdoor supplies at Cabela’s and Bass Pro Shops, the Cabela’s CLUB Capital One Mastercard can help offset those costs. While the rewards are tailored towards customers of these stores, this card may not be ideal for everyday use due to lower rewards on other purchases and no option to redeem points for cash. It’s best suited for individuals who already have a well-rounded credit card and engage in outdoor activities regularly.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 2% back in CLUB Points on all purchases at Cabela's and Bass Pro Shops
- Earn 1% back in CLUB Points on all other purchases where Mastercard is accepted
- No annual fee
- Earn points toward free gear and get access to member-only CLUB events
Who this card may suit
- You want a card with no annual fee
- You frequently participate in outdoor recreational activities
- You're looking to purchase a big-ticket recreational items
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 9.99% for purchases at Bass Pro Shops and Cabela's, 20.24%, 23.24% or 31.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 20.24%, 23.24% or 31.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | 3% of the amount for transfers posted at a promotional APR. None for balances transferred at the standard APR |
| Cash Advance APR | 31.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each cash advance, whichever is greater |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
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Cabela’s CLUB® Card
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