California Bank & Trust AmaZing Rate for Business Visa® Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months from account opening date
At a glance
The California Bank & Trust AmaZing Rate for Business Visa® Card is a low APR business credit card that benefits from interest-free introductory periods on balance transfers and purchases, a decent sign-up bonus, and no annual fee.
Our review of the California Bank & Trust AmaZing Rate for Business Visa® Card
Are you looking for a reliable business credit card with great benefits and exceptional customer service? Look no further than the California Bank & Trust AmaZing Rate for Business Visa® Card. With a competitive fixed APR, 0% introductory APR on balance transfers and purchases, and a generous rewards bonus, this card is perfect for businesses of all sizes
A Great Low Fixed Rate
The California Bank & Trust AmaZing Rate for Business Visa® Card offers a highly competitive fixed APR, making it a great option for businesses that need to carry a balance. With a rate of 7% + Prime, this card offers a rate that is around 4% lower than the national average for low APR credit cards.
Introductory Interest-Free Period on Purchases and Balance Transfers
New accounts can enjoy a 0% introductory APR on both balance transfers and purchases for six months with the CB&T AmaZing Rate Card. This feature is perfect for businesses looking to finance investments or pay down existing balances without accruing additional interest.
Why Carry a Balance?
Carrying a balance is essential for many businesses to manage cash flow effectively. The California Bank & Trust AmaZing Rate for Business Visa® Card offers the flexibility needed for businesses to navigate their finances with ease.
Statement Credit Bonus
New CB&T Low Rate for Business accounts can earn a $300 statement credit by meeting spending requirements within the first 90 days. With a spending requirement of $5,000, this bonus is a great incentive for businesses to make the most of their new card.
Additional Savings Through SavingsEdge
Cardholders can also enjoy additional savings through Visa’s SavingsEdge Program, with discounts at a variety of retailers including hotels, dining brands, and business solution brands. This added perk adds even more value to the AmaZing Rate Card.
Should You Apply for the California Bank & Trust AmaZing Rate for Business Visa® Card?
If you’re a California-based business looking for a reliable credit card with great benefits, the California Bank & Trust AmaZing Rate for Business Visa® Card is a fantastic choice. With a competitive fixed APR, generous rewards, and excellent customer service, this card is perfect for businesses looking to manage their finances efficiently.
For more information on CB&T credit card offers, visit their website today.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- 0% introductory APR on purchases and balance transfers for 6 months
- Enjoy a low fixed rate
- Earn $500 when you spend $5,000 in the first 120 days
Who this card may suit
- You plan to use your new card to make at least $5,000 in purchases in the first 120 days
- You want to invest in your infrastructure and pay off those purchases with no interest over six months
- You want a versatile card that allows you to carry a balance
- You don’t want to pay an annual fee for your financing credit card
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from account opening date |
| Regular Purchase APR | 15.50% variable based on the Prime Rate |
| Intro Balance Transfer APR | 0% for 6 months from account opening date |
| Balance Transfer APR | 15.50% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each balance transfer, whichever is greater |
| Cash Advance APR | 24.49% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $5 or 3% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | $10 |
| Return Payment Penalty Fee | $25 |
| Over Limit Penalty Fee | $10 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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California Bank & Trust AmaZing Rate for Business Visa® Card
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