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Capital One® Spark® Miles Select for Business card

Capital One® Spark® Miles Select for Business

Annual fee
None
Recommended credit
Excellent
Card network
Visa
Intro purchase APR
0% for 9 months from account opening date
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

Touting unlimited 1.5X miles earned on every purchase and an introductory 20,000 miles once you spend $3,000 on purchases within the first 3 months from account opening, the Capital One® Spark® Miles Select for Business credit card is a tool that travelers will be thankful for. In fact, travel rewards miles can be redeemed for tickets on any airline, hotel stays, vacation packages, and other qualifying rewards, with no expiration date.

Our review of the Capital One® Spark® Miles Select for Business

The Capital One Spark Miles Select is a top choice for business credit cards, offering streamlined rewards, easy redemption options, and no annual fee or foreign transaction fees.

Who Can Benefit from the Spark Miles Select Card?

The Capital One Spark Miles Select Card is ideal for businesses that frequently spend on travel or recurring expenses. With unlimited 1.5X miles on all purchases, no caps on rewards, and the ability to issue extra employee cards at no cost, businesses can easily earn miles.

Credit Needed

Good credit or excellent credit is required for the Capital One Spark Miles Select for Business Card.

Welcome Offer Bonus

New cardholders can earn 50,000 bonus miles after spending $4,500 on purchases within the first three months of account opening.

Earn Unlimited 2X Miles & More

The Spark Miles Select card earns 1.5X miles on every purchase, with 5X miles on hotel and rental car bookings through Capital One Travel.

How to Redeem Miles

Capital One Rewards miles can be used for various options, including travel, cash back, gift cards, or shopping. Points can also be transferred to airline and hotel partners for added flexibility.

Other Card Benefits

  • Solid Rewards: Earn 1.5X miles on all purchases
  • No Foreign Transaction Fees: Perfect for international business travel

Things to Consider

  • Limited Travel Perks: Some benefits are only available with the annual fee version of the card

Should You Apply for the Capital One Spark Miles Select for Business?

The Capital One Spark Miles Select card is a great choice for businesses that travel frequently. With robust rewards, no annual fee, and valuable benefits, this card is a solid option for maximizing rewards.

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Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn unlimited 1.5X miles on every purchase
  • No annual fee
  • No foreign transaction fee
  • Free employee cards that also earn rewards

Who this card may suit

  • You are interested in earning an unlimited 1.5X miles on all purchases, every day, without having to worry about specific spending categories
  • You want to receive a bonus of 20,000 miles (equal to $200 in travel) once you spend $3,000 on purchases within the first 3 months from account opening
  • You plan on traveling quite a bit for work and want to rake in the miles with Capital One

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 9 months from account opening date
Regular Purchase APR18.24% - 24.24% variable based on creditworthiness and the Prime Rate
Balance Transfer APR18.24% - 24.24% variable based on creditworthiness and the Prime Rate
Cash Advance APR31.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 3% of the amount of each cash advance, whichever is greater
Penalty APR34.4% variable based on the Prime Rate
Late Payment Penalty FeeUp to $39

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.

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Capital One® Spark® Miles Select for Business

Apply Now for Capital One® Spark® Miles Select for Business (opens in a new tab)

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Annual fee
$95
Recommended credit
Excellent / Good
Purchase APR
20.74% to 25.74% Variable