Capital One VentureOne Rewards Card: Unlimited Miles with $0 Annual Fee
- Annual fee
- None
- Recommended credit
- Excellent
- Card network
- Visa
- Intro purchase APR
- 0% for the first 15 months that your account is open
At a glance
The Capital One VentureOne Rewards Credit Card features unlimited 1.25 reward miles earned per dollar spent on every purchase, as well as a cardmember offer that can result in 40,000 miles being earned after spending $1,000 on purchases within the first 3 months from account opening. These miles can then can be redeemed as statement credits towards the cost of travel purchases made with the VentureOne card.
Our review of the Capital One VentureOne Rewards Card
The Capital One VentureOne Rewards Credit Card offers solid rewards for travelers without the burden of an annual fee. Perfect for those new to travel or occasional travelers, this card provides a great opportunity to earn miles and establish a strong credit history.
Ideal for the Occasional Traveler
While Capital One’s Venture Cards are known for catering to frequent travelers, the VentureOne Rewards Card is tailored for those who may not travel as often. With generous miles, attractive welcome offers, and useful travel perks, this card is a great entry-level option.
Variable Welcome Offers
Depending on your credit score, the Capital One VentureOne Rewards Card offers different welcome bonuses. Those with excellent credit can earn 20,000 bonus miles after spending $500 in the first three months, valued at approximately $200. Additionally, there is a 0% intro APR for 15 months on purchases and balance transfers for these applicants.
How to Earn Rewards
The VentureOne Rewards Card earns an unlimited 1.25X miles for every dollar spent, making it a valuable option for those looking to accumulate miles without an annual fee. While it may not offer as high of a rewards rate as some premium cards, the savings on the annual fee make it a worthwhile choice.
How to Redeem Miles
Capital One Rewards points can be redeemed for travel through the Capital One portal or transferred to various airline and hotel partners. With a value of approximately 1.4 cents per point, cardholders have flexibility in how they use their miles for flights, hotels, cruises, and more.
Comparing the Venture Cards
The VentureOne Rewards Card stands out among Capital One’s other Venture Cards with its $0 annual fee. While it may not offer as high of rewards rates as the Venture or Venture X Cards, it provides a solid entry-level option for those looking to earn miles without the added cost.
Other Card Features
In addition to its rewards program, the VentureOne Rewards Card offers valuable features such as no foreign transaction fees, Visa travel accident insurance, auto rental collision damage waiver, and 24-hour travel accident assistance. Cardholders can also benefit from emergency card replacement and account alerts for added peace of mind.
Should You Apply for the Capital One VentureOne Rewards Credit Card?
If you’re looking for a no-nonsense rewards card without an annual fee, the Capital One VentureOne Rewards Credit Card is a solid choice. With its 1.25X miles on every purchase and attractive welcome bonus, this card offers great value for those loyal to Capital One and seeking a straightforward rewards program. Consider the VentureOne for its simplicity and value, especially if you’re new to the world of travel rewards.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
Who this card may suit
- You can spend $1,000 on purchases within the first 3 months from opening an account to qualify for a signup bonus
- You're eager to earn an unlimited 1.25 miles per dollar on all purchases, every day
- You don’t care for annual fees or foreign transaction fees, as this card has none
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for the first 15 months that your account is open |
| Regular Purchase APR | 19.99% - 29.99% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for the first 15 months after account opening date |
| Balance Transfer APR | 19.99% - 29.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | 3% of the amount of each transferred balance that posts at a promotional APR. None for balances transferred at the Transfer APR |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | 3% of the amount of the cash advance, but not less than $3 |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
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Capital One VentureOne Rewards Card
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