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Celebrity Cruises® Visa Signature® Credit Card card

Celebrity Cruises® Visa Signature® Credit Card

Annual fee
Visa
Recommended credit
https://www.bankofamerica.com/credit-cards/products/celebrity-cruises-credit-card/#interes…
Regular purchase APR
18.24% to 28.24% variable based on creditworthiness and the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Celebrity Cruises® Visa Signature® Credit Card will make it easier – and more rewarding – to book your next voyage by netting you MyCruise® Points with every purchase, plus an additional introductory bonus.

Our review of the Celebrity Cruises® Visa Signature® Credit Card

The Celebrity Cruises® Visa Signature® Credit Card, offered by Bank of America, is a cruise rewards card that provides cardholders with a variety of benefits and rewards. From a generous initial signup bonus to valuable redemption options, this card is a great choice for frequent cruisers.

Initial Signup Bonus

New cardholders can enjoy a $100 statement credit after making $1,000 in purchases within the first 90 days of account opening. This is a decent bonus that can help offset some of the costs associated with cruising.

How to Earn Rewards

The Celebrity Cruises Credit Card earns two MyCruise® points for every dollar spent on qualifying purchases with all Royal Caribbean brands, including Azamara Club Cruises. All other purchases earn one point per dollar spent. This makes it easy to accumulate points quickly and earn rewards.

How to Redeem Rewards

MyCruise® points can be redeemed for a variety of rewards, including stateroom upgrades, discounts, onboard credit, and more. The number of points required for each reward varies, with options ranging from a $10 donation to the World Wildlife Fund to a 10+ night Celebrity Cruises Europe cruise worth up to $5,400.

In addition to its rewards program, the Celebrity Cruises® Visa Signature® Credit Card offers several other useful features, including no foreign transaction fees, no annual fee, contactless payments, an EMV chip, and a complimentary FICO score each month through the Bank of America mobile app.

Should You Apply for the Celebrity Cruises® Visa Signature® Card?

If you are a regular cruiser with Royal Caribbean brands and are looking to save money on future cruises, the Celebrity Cruises® Visa Signature® Credit Card could be a valuable addition to your wallet. With its generous rewards program and no annual fee, this card can help you earn discounts on cruises and other perks. However, if you are not a frequent cruiser, this card may not provide as much value.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • 2 MyCruise points for every $1 spent on qualifying purchases with Celebrity Cruises, Royal Caribbean, and Azamara Club Cruises
  • 1 MyCruise point per $1 on all other purchases
  • No annual fee
  • No foreign transaction fees

Who this card may suit

  • You often travel with Celebrity Cruises®
  • You want to quickly earn MyCruise® points by making purchases – both exceptional and everyday
  • You're looking for a travel credit card with no foreign transaction fees

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeVisa
Regular Purchase APR18.24% to 28.24% variable based on creditworthiness and the Prime Rate
Balance Transfer APR18.24% to 28.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $10 or 3% of the amount of each transaction, whichever is greater
Cash Advance APR21.24% to 30.24% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 3% of the amount of each transaction, whichever is greater
Penalty APRUp to 29.99% variable based on creditworthiness and the Prime Rate
Late Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness.

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Celebrity Cruises® Visa Signature® Credit Card

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