Chase Freedom Flex: Maximize Your Quarterly Categories
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Intro purchase APR
- 0% for 15 months from account opening date
At a glance
The Chase Freedom Flex is a hybrid cash back credit card that offers something for everyone. The card earns 3% cash back on dining and drugstore purchases, plus up to 5% back on rotating categories each quarter after activation – all for no annual fee.
Our review of the Chase Freedom Flex
Are you looking for a credit card that offers great rewards and benefits? Look no further than the Chase Freedom Flex card. As a credit card expert, I have conducted an in-depth review of the Chase Freedom Flex to help you make an informed decision.
The Chase Freedom Flex card offers a wide range of benefits, including cash back rewards, no annual fee, and a generous sign-up bonus. With this card, you can earn cash back on every purchase you make, with bonus categories that rotate quarterly.
In addition to its rewards program, the Chase Freedom Flex card also offers a variety of other perks, such as travel insurance, purchase protection, and extended warranty coverage. Plus, with its contactless payment technology and fraud protection features, you can shop with confidence knowing that your information is secure.
Overall, the Chase Freedom Flex card is a great option for anyone looking to maximize their rewards and benefits. With its generous rewards program and valuable perks, this card is sure to become a staple in your wallet.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening
- Earn 5% on up to $1,500 on combined purchases in bonus categories each quarter you activate
- Earn 5% on travel purchased through Chase Ultimate Rewards
- Earn 3% on dining at restaurants, including takeout and eligible delivery services
- Earn 3% on drugstore purchases
- Earn 1% on all other purchases
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24%-27.99%
- No annual fee - You wo't have to pay an annual fee for all the great features that come with your Freedom Flex℠ card
Who this card may suit
- You want a versatile cash back credit card that earns rewards across various categories
- You don’t mind the lower cash back rates for dining and drugstore purchases over previous Chase cards
- You prefer to book travel through Chase Ultimate Rewards
- You don’t want to pay an annual fee for premium Mastercard features
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 15 months from account opening date |
| Regular Purchase APR | 19.99% to 28.74% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 15 months from account opening date |
| Balance Transfer APR | 19.99% to 28.74% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 |
| Cash Advance APR | 29.74% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Penalty APR | Up to 29.99% |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Chase Freedom Flex
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