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Citi Premier® Card card

Citi Premier® Card

Annual fee
$95
Recommended credit
Excellent
Card network
Mastercard
Regular purchase APR
20.99% - 28.99% (Variable)
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

Earning signup bonus points is easy with the Citi Premier® Card; 3X ThankYou® Points on select travel purchases, dining and entertainment purchases, and 1X ThankYou® Point on all other eligible purchases. New cardholders can also earn a sizable introductory bonus that can be redeemed for hundreds of dollars in gift cards after the first 3 months of account opening.

Our review of the Citi Premier® Card

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Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 ThankYou® Points are redeemable for $600 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Who this card may suit

  • You want to earn 3X bonus points on both common and occasional travel expenses, from gas and parking to flights and hotels
  • You often go out to eat and enjoy attending live entertainment experiences, such as sports games and concerts
  • You can see yourself spending $4,000 in the next 3 months in order to earn a bonus 80,000 ThankYou® Points

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$95
Regular Purchase APR20.99% - 28.99% (Variable)
Balance Transfer APR20.99% - 28.99% (Variable)
Balance Transfer Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR29.99% (Variable)
Cash Advance Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Penalty APRUp to 29.99% variable based on creditworthiness and Prime Rate
Late Payment Penalty FeeUp to $41
Return Payment Penalty FeeUp to $41

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.

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Citi Premier® Card

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