Citizens Bank Clear Value® Mastercard®
- Annual fee
- None
- Recommended credit
- Good
- Card network
- Mastercard
- Regular purchase APR
- 18.99%, 22.99%, or 26.99% variable based on creditworthiness and the Prime Rate
At a glance
A lengthy promotional APR period for balance transfers makes the Citizens Bank Clear Value® Mastercard® an ideal choice if you’re looking to save money on interest payments.
Our review of the Citizens Bank Clear Value® Mastercard®
If you’re in the market for a basic everyday credit card, the Citizens Bank Clear Value® Mastercard® is worth considering. With an APR that falls in the middle range and no annual fee, this card is perfect for those who prioritize simplicity over rewards and perks.
One standout feature of this card is its balance transfer offer. New cardholders can enjoy 18 months of 0% interest on balance transfers, giving you plenty of time to pay off existing balances without accruing additional interest. This offer surpasses many other credit cards in the market, making it a great choice for those looking to save money on interest.
In addition to the balance transfer offer, the Citizens Bank Clear Value® Mastercard® also offers Apple Pay® compatibility, travel accident and baggage delay insurance, 60-day price protection, and zero liability protection against fraudulent purchases. Overall, this card is a solid choice for those seeking a no-frills credit card with practical benefits.
For more information on Citizens Bank credit card offers, be sure to browse our other options available.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Introductory 0% APR on balance transfers for 18 months from account opening date
- No annual fee
- Travel accident and baggage delay insurance included
- Digital wallet compatibility for in-store and in-app touchless purchases
Who this card may suit
- You plan to carry a balance on purchases
- You want to transfer other existing balances at higher APRs so you can save money on interest charges
- You don’t want to pay an annual fee
- You're not interested in earning rewards on purchases or receiving additional perks with your card
- You're looking for a basic, middle-of-the-road credit card
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 18.99%, 22.99%, or 26.99% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 18 months from date of account opening date |
| Balance Transfer APR | 18.99%, 22.99%, or 26.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 3% of the amount of each transfer, whichever is greater |
| Foreign Transaction Fee | Either $1.50 or 3% of the U.S. dollar amount of each transaction, whichever is greater |
| Penalty APR | Up to 29.99% |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit.
Apply Now for Citizens Bank Clear Value® Mastercard® (opens in a new tab)View issuer terms for Citizens Bank Clear Value® Mastercard® (opens in a new tab)
Citizens Bank Clear Value® Mastercard®
Apply Now for Citizens Bank Clear Value® Mastercard® (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
Similar cards
Grow Credit Mastercard
- Grow Credit reports customer activity to the three major credit bureaus each month – which can help you establish…
- Choose from over 100 available subscription services to pay with Grow Credit
- Annual fee
- None
- Recommended credit
- No Credit Required
- Purchase APR
- 0.00%
UNIFY Variable-Rate Visa® Gold Credit Card
- No balance transfer or cash advance fees
- Optional Debt Protection
- Annual fee
- None
- Recommended credit
- Good / Fair
- Purchase APR
- 14.49% to 17.99% variable based on creditworthiness and the Prime Rate
PEFCU Visa Card
- No balance transfer fees
- Visa Platinum benefits
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Purchase APR
- 9.90%, 10.50%, or 10.90%