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First Bank Business Edition® Mastercard® with Reward Simplicity card

First Bank Business Edition® Mastercard® with Reward Simplicity

Annual fee
None
Recommended credit
Excellent / Good
Card network
Mastercard
Intro purchase APR
0% for 12 months
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The First Bank Business Edition® Mastercard® with Reward Simplicity provides solid cash back, a quality 0% APR period on both purchases and balance transfers, and more – all for no annual fee.

Our review of the First Bank Business Edition® Mastercard® with Reward Simplicity

If you’re in the market for a business credit card, the First Bank Business Edition® Mastercard® with Reward Simplicity Credit Card is definitely worth considering. This card offers a straightforward rewards program and a range of benefits that can help you manage your business expenses more effectively.

With this card, you’ll earn rewards on every purchase you make, with no limit on the amount you can earn. Plus, there’s no annual fee, making it a cost-effective option for small businesses.

In addition to its rewards program, the First Bank Business Edition® Mastercard® with Reward Simplicity Credit Card offers a range of other benefits, including travel and emergency assistance services, purchase protection, and extended warranty coverage.

Overall, this card is a solid choice for businesses looking for a simple, no-frills credit card that offers rewards and other valuable benefits.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • Earn unlimited 1.5% Cash Back rewards on every purchase
  • 0% Intro APR for the first 12 months on purchases and balance transfers

Who this card may suit

  • You already bank with First Bank
  • You plan to issue multiple employee cards
  • You plan on making full use of the lengthy intro APR periods
  • You do't want to pay an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 12 months
Regular Purchase APR17.99% to 23.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 12 months
Balance Transfer APR17.99% to 23.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $10 or 5% of the amount of each transfer, whichever is greateR
Cash Advance APR28.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each transfer, whichever is greateR
Return Payment Penalty Fee$35
Over Limit Penalty Fee$39

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

Apply Now for First Bank Business Edition® Mastercard® with Reward Simplicity (opens in a new tab)View issuer terms for First Bank Business Edition® Mastercard® with Reward Simplicity (opens in a new tab)

First Bank Business Edition® Mastercard® with Reward Simplicity

Apply Now for First Bank Business Edition® Mastercard® with Reward Simplicity (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 15 months from account opening date