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First Horizon Bank Visa® Classic Credit Card card

First Horizon Bank Visa® Classic Credit Card

Annual fee
None
Recommended credit
Good / Fair
Card network
Visa
Intro purchase APR
0% for 12 months from account opening date
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The First Horizon Bank Visa® Classic Credit Card features no annual fee. Additionally, cardholders can take advantage of an introductory 0% APR for 12 months. This promotion applies to both purchases and balance transfers.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Enjoy Visa Perks, like rental car insurance and emergency assistance

Who this card may suit

  • You want a basic credit card that doesn’t offer rewards
  • You don’t want to pay an annual fee
  • You need to transfer a balance and intend to pay it off in 12 months
  • You would like to take advantage of 0% interest on purchases for 12 months

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 12 months from account opening date
Regular Purchase APR21.00% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 12 months from account opening date
Balance Transfer APR21.00% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $10 or 4% of the amount of each transfer, whichever is greater
Cash Advance APR21.00% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 4% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee3% of the transaction amount in U.S. dollars
Late Payment Penalty FeeUp to $35
Return Payment Penalty FeeUp to $35

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.

Apply Now for First Horizon Bank Visa® Classic Credit Card (opens in a new tab)View issuer terms for First Horizon Bank Visa® Classic Credit Card (opens in a new tab)

First Horizon Bank Visa® Classic Credit Card

Apply Now for First Horizon Bank Visa® Classic Credit Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

Similar cards

First Horizon Bank Platinum Premier Visa® Credit Card

  • 0% introductory APR for 12 months on purchases and balance transfers
  • Access to Visa® Perks, like rental car insurance and emergency assistance
Annual fee
None
Recommended credit
Good / Fair
Intro APR
0% for 12 months from account opening date