Independent credit card comparisonsAdvertiser Disclosure
BestCreditCardsGuide
First Progress Platinum Prestige Mastercard® Secured Credit Card card

First Progress Platinum Prestige Mastercard® Secured Credit Card

Annual fee
$49
Recommended credit
Poor / No Credit Required
Card network
Mastercard
Regular purchase APR
14.74% variable based on the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The First Progress Platinum Prestige Mastercard® Secured Credit Card offers platinumprestigecreditcards, with an excellent rate, robust Mastercard security, and the ability to rebuild or establish credit – all in one package.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 1% Cash Back Rewards with First Progress Prestige!
  • You Can't Rebuild credit with a Debit Card. Try First Progress Today! ¹
  • Explore our platinum prestige credit cards including the First Progress Platinum Select Mastercard®. ¹
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
  • All credit types welcome to apply!
  • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Who this card may suit

  • You're looking to rebuild a damaged credit score
  • You plan to carry a balance
  • You prefer the versatility of a credit card vs. a debit card or prepaid cards
  • You want the freedom to use your card virtually anywhere worldwide

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$49
Regular Purchase APR14.74% variable based on the Prime Rate
Cash Advance APR23.74% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 3% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee3% of the transaction amount
Late Payment Penalty FeeUp to $41
Return Payment Penalty FeeUp to $30
Minimum Deposit Required$200

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit Limited or No Credit.

Apply Now for First Progress Platinum Prestige Mastercard® Secured Credit Card (opens in a new tab)View issuer terms for First Progress Platinum Prestige Mastercard® Secured Credit Card (opens in a new tab)

First Progress Platinum Prestige Mastercard® Secured Credit Card

Apply Now for First Progress Platinum Prestige Mastercard® Secured Credit Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

Similar cards

OpenSky® Plus Secured Visa®

  • New feature! Earn up to 10% cash back on everyday purchases
  • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply
Annual fee
$0
Recommended credit
Fair / Poor / No Credit Required
Purchase APR
29.49% (Variable)

First Progress Platinum Select Mastercard® Secured Credit Card

  • Get a First Progress Platinum Select Card and Earn 1% Cash Back Rewards!
  • Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase…
Annual fee
$39
Recommended credit
Poor / No Credit Required
Purchase APR
18.74% variable based on the Prime Rate