Florida Gators Mastercard®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Intro purchase APR
- 1.99% for 6 months from account opening date
At a glance
The Florida Gators Mastercard® from Commerce Bank lets University of Florida fans bring The Swamp everywhere they dine, shop, or travel. A cash back card designed for the Gator Nation, it offers up to 3% cash back with unlimited rewards, an introductory APR, and no annual fee.
Our review of the Florida Gators Mastercard®
If you’re a fan of the Florida Gators, the Florida Gators Mastercard® is the perfect cash back card for you. With unlimited rewards, a competitive APR, and flexible redemption options, this card is a must-have for any Gators fan. Here’s how you can earn cash back rewards with the Florida Gators Mastercard®:
3% Cash Back on Coffee, Fast Food, and Rideshares: Get 3% cash back for every $1 spent on coffee, fast food, and rideshares. Program your Gators Mastercard into your digital wallet for maximum rewards.
2% Cash Back on Gas and Restaurants: Earn 2% cash back on gas station and restaurant purchases. Whether you’re fueling up for game day or enjoying a meal out, you’ll earn extra cash back.
1% Back on Every Other Purchase: For all other eligible purchases, you’ll earn 1% cash back. From Gatorade at the gym to a new TV, every purchase earns rewards.
When it comes to redeeming rewards, the Florida Gators Mastercard® offers a variety of options, including cash back, airline ticket credits, merchandise, and gift cards. Rewards do not expire for three years, giving you plenty of time to redeem them. Plus, with no annual fees and a competitive interest rate, this card is a great choice for Gators fans.
Should you apply for the Florida Gators Mastercard®? While the card offers a lucrative cash back rewards program and a competitive APR, it’s important to compare it to other options. Consider the length of the introductory APR period, signup bonuses, and other perks offered by different cards before making a decision. Ultimately, the Florida Gators Mastercard® is ideal for Gators fans looking to earn unlimited cash back rewards while showing off their UF spirit. Apply today and start earning rewards on your everyday purchases!
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Earn unlimited cash back
- Earn 3% cash back at coffee shops and fast food restaurants, and on ridesharing services
- Earn 2% cash back on gas and restaurants
- Earn 1% cash back on all other eligible purchases
Who this card may suit
- You're a diehard Florida Gators fan and want to show off your favorite NCAA team or alma mater
- You want to earn unlimited cash back from everyday purchases
- You would like a credit card without the added cost of an annual fee
- You regularly use rideshare services, visit coffee shops, and/or enjoy fast food often
- You would like flexibility when it comes to redeeming cash back, and want a variety of rewards to choose from
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 1.99% for 6 months from account opening date |
| Regular Purchase APR | 20.24% to 30.24% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 1.99% for 6 months from account opening date |
| Balance Transfer APR | 20.24% to 30.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 5% of the amount of each balance transfer, whichever is greater |
| Cash Advance APR | 30.24% variable with the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each balance transfer, whichever is greater |
| Foreign Transaction Fee | 1% of each transaction in U.S. dollars. 2% of each transaction made in currencies other than U.S. dollars |
| Penalty APR | 32.24% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Florida Gators Mastercard®
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