Gap Good Rewards Mastercard®
- Annual fee
- None
- Recommended credit
- Excellent
- Card network
- Mastercard
- Regular purchase APR
- 31.24% variable based on the Prime Rate
At a glance
The Gap Good Rewards Mastercard® offers cardholders five points for every dollar they spend at Gap Inc. brands. With this card, you can also rack up one point for every dollar you spend on other purchases. Additionally, new cardholders get 20% off and free shipping on their first purchase with this card. And you can easily upgrade to Silver status for even more perks.
Our review of the Gap Good Rewards Mastercard®
Looking for a top-tier hotel credit card with unmatched benefits? The Hilton Honors American Express Aspire Card is the one to beat. With a generous signup bonus, high reward rates, anniversary bonuses, room upgrades, and complimentary breakfast, this card goes above and beyond for its cardmembers.
Not just limited to hotel perks, the Hilton Honors Aspire Card also offers travel credits, CLEAR security membership, and free 2-day shipping through ShopRunner. While the annual fee of $550 may seem steep, the value and benefits provided easily justify the cost for frequent Hilton guests.
Introductory Welcome Offer
New cardholders can kickstart their rewards journey with a lucrative welcome offer from the Hilton Honors Aspire Card. By meeting the spending requirements within the first three months, you can earn enough points for multiple award nights, valued at approximately $1,000.
How to Earn Points
As the premium offering from American Express and Hilton, the Aspire Card earns the highest rewards rates among its counterparts. Earn 14X points on Hilton stays, 7X points on flights, car rentals, and U.S. restaurants, and 3X points on all other purchases. This well-rounded earning potential makes it a versatile travel card for everyday spending.
Card Comparison
Compare the Hilton Honors Aspire Card with other premium travel cards in the market to see how it stacks up in terms of annual fees, rewards, and benefits.
| Card | Annual Fee | Rewards | Lounge Access |
|---|---|---|---|
| Hilton Honors Aspire | $550 | 14X points on Hilton, 7X on flights, 7X on dining, 3X on all | Unlimited visits |
| Mastercard Black Card | $495 | 2% value for airfare, 1.5% for cash back, 1X spend | Unlimited visits |
| Chase Sapphire Reserve | $550 | 5X on flights, 10X on hotels, 10X on dining, 3X on travel | Unlimited visits |
How to Redeem Points
Redeem your Hilton Honors points for award nights at various Hilton brands, with most nights costing between 30,000 to 40,000 points. Points can also be used for shopping, gifting, pooling, or transferred to airline partners for more redemption options.
Card Perks
Cardholders enjoy complimentary weekend night stays, additional free nights for high spending, and statement credits for Hilton purchases, flights, and CLEAR membership. The Hilton Honors Aspire Card truly maximizes value for its users, ensuring a luxurious and rewarding experience with every use.
Don’t miss out on the exclusive benefits of the Hilton Honors American Express Aspire Card.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 5X points for every dollar spent at Gap and Gap Inc. brands (Old Navy, Banana Republic, Hill City, and Athleta)
- Earn 1x points for every dollar spent on all other purchases
- No annual fee
Who this card may suit
- You regularly Shop at Gap or Gap Inc. brands (Banana Republic, Old Navy, Athleta, and Hill City)
- You want to earn 5x points on Gap Inc. purchases and 1x points on all other purchases
- You don’t want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 31.24% variable based on the Prime Rate |
| Balance Transfer APR | 31.24% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance APR | 32.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
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Gap Good Rewards Mastercard®
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