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GM Extended Family Card card

GM Extended Family Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Mastercard
Intro purchase APR
0% for the first 9 months
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

Earn 1% in rewards points on all purchases towards the purchase of a new Chevrolet, GMB, Buick, and Cadillac or redeem for cash back in $50 increments. Earnings from the GM Extended Family Card can be combined with GM Employee or Supplier discounts.

Our review of the GM Extended Family Card

If you’re a GM employee, supplier, or family member looking to maximize your buying power towards a Chevrolet, GMC, Buick, or Cadillac, the GM Extended Family Card is worth considering. With no annual fee and the ability to earn 1% in rewards points on all purchases, this card offers a unique opportunity to combine your card earnings with GM employee discounts.

Earning GM Rewards on Top of Employee Discounts

While the GM Extended Family Card may not offer a signup bonus or introductory APR, the potential to earn rewards is still there. However, with a meager $1 earned for every $100 spent, it may take a significant amount of spending to see substantial savings.

How to Redeem Rewards

Points earned on the GM Extended Family Card expire every 7 years, so it’s important to use them before they expire. Fortunately, you can redeem your earnings for cash in $50 increments, making it easier to access your rewards. Alternatively, you can use your earnings towards the purchase of a new vehicle, with GM dealers participating in the redemption process.

Should You Apply for the GM Extended Family Card?

While the GM Extended Family Card offers some unique benefits for GM employees and their families, the 1% rewards rate may not be appealing to everyone. If you’re not in the market for a new vehicle every seven years, you may be better off with a credit card that offers more versatile rewards options. Consider your spending habits and financial goals before applying for the GM Extended Family Card.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • Get $100 in Earnings to redeem at GM when you spend $1,000 in your first 3 months
  • 1% Earnings on all purchases
  • 0% Intro APR on purchases for first 9 months

Who this card may suit

  • You're an employee or supplier of General Motors
  • You have family members whose spending could help expedite earning accumulation
  • You regularly upgrade to newer vehicles or plan to purchase one in seven years
  • You want a credit card with no annual fees

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for the first 9 months
Regular Purchase APR19.74% to 29.74% variable based on creditworthiness and the Prime Rate
Balance Transfer APR19.74% to 29.74% variable based on creditworthiness and the Prime Rate
Cash Advance APR29.99% variable based on the Prime Rate
Late Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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GM Extended Family Card

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