Golden 1 Member Cash Rewards+ Visa Signature Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 17.04% to 23.04% variable based on creditworthiness and the Prime Rate
At a glance
The no annual fee Golden 1 Member Cash Rewards+ Visa Signature credit card rewards hard-working Californians for purchases they make every day. The card earns up to 4% cash back on gas purchases, with no balance transfer fees and competitive rates every day.
Our review of the Golden 1 Member Cash Rewards+ Visa Signature Card
The Golden 1 Member Cash Rewards+ Visa Signature is a top-tier cash back rewards card offered by California credit union, Golden 1.
Earn up to 4% Cash Back
With the Member Cash Rewards+, cardholders can earn an impressive 4% cash back on gas station purchases, up to $5,000 in net purchases annually. Additionally, enjoy 3% cash back on dining and grocery store purchases, with all other purchases earning an unlimited 1% cash back.
No Hidden Fees
The Golden 1 Member Cash Rewards+ Visa Signature card comes with no annual fee, balance transfer fee, or over-the-credit-limit fee. However, there is a 1% foreign transaction fee for international purchases.
Competitive APR
Enjoy a competitive purchase APR of around 15% with the Golden 1 Member Cash Rewards+ Visa Signature card, making it an attractive option for those looking for a rewards credit card with a low interest rate.
Other Benefits
Cardholders also gain access to lifestyle benefits, including ID Navigator by NortonLifeLock™ access, Sonoma County Vintners benefits, and Visa Signature perks like Zero Fraud Liability and Emergency Card Replacement.
Should You Apply?
If you’re looking for a credit card that offers generous cash back rewards on gas, dining, and grocery purchases, the Golden 1 Member Cash Rewards+ Visa Signature card is a great choice. However, if you’re not eligible for Golden 1 membership, there are other gas rewards cards available with equally impressive benefits.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Earn 3% cash rebate on gas, grocery, and restaurant purchases
- Earn 1% cash rebate on all other purchases
- Extremely low APR for a personal credit card
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 17.04% to 23.04% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 17.04% to 23.04% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 17.04% to 23.04% variable based on creditworthiness and the Prime Rate |
| Cash Advance Transaction Fee | Either $5 or 2.5% of each cash advance, whichever is greater |
| Foreign Transaction Fee | Up to 1% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $15 |
| Return Payment Penalty Fee | Up to $25 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Golden 1 Member Cash Rewards+ Visa Signature Card
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