Huntington Cashback Credit Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 17.24% to 29.24% variable based on creditworthiness and the Prime Rate
At a glance
The Huntington Cashback Credit Card is a versatile cash back card that prioritizes rewards, not hidden fees. The card earns an unlimited 1.5% cash back on all purchases while avoiding an annual fee, foreign transaction fees, late fees, or penalty APR.
Our review of the Huntington Cashback Credit Card
The Huntington Cashback Credit Card, offered by leading regional bank Huntington National Bank, is an unlimited cash back reward credit card that stands out for its simplicity and lack of hidden fees. Cardholders can earn unlimited 1.5% cash back on every purchase, similar to popular options from larger banks like Chase and American Express.
Earn Unlimited 1.5% Cash Back
With the Huntington Cashback Credit Card, you can earn unlimited 1.5% cash back on every purchase, making it a competitive choice in the cash back credit card market. Redeeming your rewards is easy and can be customized to fit your preferences.
How to Redeem Rewards
You have the option to redeem your cash back rewards as an automatic monthly statement credit on your Cashback Credit Card account or have them deposited into any Huntington or other financial institution checking or savings account. Rewards do not expire as long as your account is active and open.
0% Intro APR on Balance Transfers for 12 Months
New cardholders can take advantage of a 0% intro APR on balance transfers for the first 12 billing cycles following account opening. This can be a great way to save on interest payments and pay down existing balances.
Fair Play Banking
Huntington National Bank’s Fair Play Banking philosophy sets it apart from other banks with features like “Late Fee Grace” and no penalty fee pricing. This means you have more flexibility and transparency when managing your credit card account.
Other Card Features
- No annual fee
- No foreign transaction fees
- Complimentary authorized user cards available
- EMV chip and contactless payment technology
- FICO Score access every month
- Mastercard ID Theft Protection
- Zero Liability Protection
Should You Apply for the Huntington Cashback Credit Card?
While there are many cash back credit cards on the market, the Huntington Cashback Credit Card offers a unique combination of unlimited 1.5% cash back, 0% intro APR on balance transfers, and a commitment to fair banking practices. If you value simplicity, transparency, and quality rewards, this card could be a great fit for your wallet.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- No foreign transaction fees
- Earn 1.5% back on all eligible purchases
- 0% Intro APR on balance transfers for 12 billing cycles from account opening
Who this card may suit
- You want a no-nonsense rewards card with no additional fees
- You have an existing balance you want to pay off over time
- You don’t want to pay an annual fee
- You live in one of the seven states served by Huntington National Bank
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 17.24% to 29.24% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 12 months |
| Balance Transfer APR | 17.24% to 29.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either 3% of the transfer amount or $10, whichever is greater |
| Cash Advance APR | 29.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either 3% of the advance amount or $10, whichever is greater |
| Late Payment Penalty Fee | $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Huntington Cashback Credit Card
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