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Kroger Rewards Prepaid Mastercard® card

Kroger Rewards Prepaid Mastercard®

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
$59.40
Recommended credit
No Credit Required
Card network
Mastercard
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Kroger Rewards Prepaid Mastercard® lets cardholders earn rewards while shopping at Kroger’s brand stores, but without the stress and hassle of a credit card. The prepaid card earns triple rewards on Kroger’s brand products, double points for purchases in-store at Kroger’s stores, and single points for everything else. For every 1,000 points accumulated, Kroger’s reward members earn $5 in free groceries. When setting up a direct deposit, cardholders earn an extra $10 credit on their card.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No overdraft fees
  • Protected from all liability for unauthorized transactions with Zero Liability
  • There are multiple ways to add funds to your card
  • Use your Reloadable Prepaid Card anywhere Mastercard cards are accepted worldwide

Who this card may suit

  • You want to earn Kroger’s rewards
  • You prefer not to deal with the disadvantages of an unsecured credit card
  • You plan on setting up a direct deposit to earn an additional $10 credit

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$59.40
Foreign Transaction Fee3% of transaction amount
Minimum Deposit Required$10

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Limited or No Credit.

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Kroger Rewards Prepaid Mastercard®

Apply Now for Kroger Rewards Prepaid Mastercard® (opens in a new tab)

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