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Laurel Road Student Loan Cashback℠ Card card

Laurel Road Student Loan Cashback℠ Card

Annual fee
None
Recommended credit
Excellent / Good
Card network
Mastercard
Regular purchase APR
19.24% to 28.24% variable based on creditworthiness and the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

Our review of the Laurel Road Student Loan Cashback℠ Card

Are you struggling with student loan debt? The Laurel Road Student Loan Cashback℠ Card could be the solution you’ve been looking for. This basic cash back credit card offers up to 2% cash back on all purchases, but here’s the catch – you can only earn this cash back if you use it to pay off an eligible student loan.

Up to 2% Cash Back on Student Loan Payments

With 34% of adults aged 18 to 29 years carrying student loan debt, the Laurel Road Student Loan Cashback℠ Card provides a valuable opportunity to earn cash back while tackling your loans. By using your cash back rewards towards eligible student loan payments, you can earn up to 2% back on all purchases made with the card.

But don’t worry – you’re not limited to just loans serviced through Laurel Road. You can apply your cash back towards fifty leading student loan providers and services, including federal loan servicers like Navient. This flexibility allows you to maximize your cash back rewards and make a real impact on your student loan debt.

Don’t miss out on this opportunity to earn cash back while paying off your student loans. Apply for the Laurel Road Student Loan Cashback℠ Card today and take control of your financial future.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • 0% introductory APR for the first 12 months on balance transfers
  • 2% cash back on all purchases when applying rewards to student loans
  • No foreign transaction fees

Who this card may suit

  • You want to prioritize repaying your student loans
  • You have an existing card balance you want to pay off
  • You don’t want to pay an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR19.24% to 28.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 12 months on transfers made within 60 days from account opening date
Balance Transfer APR19.24% to 28.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $10 or 3% of the amount of each transaction, whichever is greater
Late Payment Penalty FeeUp to $39

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

Apply Now for Laurel Road Student Loan Cashback℠ Card (opens in a new tab)View issuer terms for Laurel Road Student Loan Cashback℠ Card (opens in a new tab)

Laurel Road Student Loan Cashback℠ Card

Apply Now for Laurel Road Student Loan Cashback℠ Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 15 months from account opening date