Lowe’s Business Rewards Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- American Express
- Regular purchase APR
- 20.99% to 29.99% variable based on creditworthiness and the Prime Rate
At a glance
The Lowe’s Business Rewards Card from American Express is a great business rewards card for those who want to earn 3% cash back while making everyday business purchases at restaurants and office supply stores, as well as 2% cash back during their trips to Lowe’s. Do-it-yourselfers will be pleased to know that they can earn a welcome offer of $100 in cash back as soon as they’re approved for the card (as a statement credit – see terms).
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 5% cash back on purchases at Lowe's
- 3% cash back at restaurants, office supply stores & wireless telephone services
- 2% cash back on Lowe's purchases
- 1% cash back on all other purchases
Who this card may suit
- You own a business and frequently shop at Lowe’s home improvement stores
- You want to earn 3% cash back on everyday business purchases at restaurants and office supply stores, 2% cash back while shopping at Lowe’s, and 1% cash back on all other eligible purchases
- You want an easy welcome offer in the form of a $100 cash back statement credit as soon as your account is opened
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 20.99% to 29.99% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 29.99% variable based on creditworthiness and the Prime Rate |
| Cash Advance Transaction Fee | Either $5 or 3% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 2.7% of the transaction amount in U.S. dollars |
| Penalty APR | 29.99% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $39 |
| Return Payment Penalty Fee | Up to $39 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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