M&T Visa Signature Credit Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 0% for 12 months from account opening date
At a glance
The M&T Visa Signature® Credit Card is a straightforward, no-nonsense, and no-frills cash rewards card. The card features no annual fee, no foreign transaction fee, and an introductory APR of 0% for 12 months. Cardholders can also benefit from unlimited 1.5% cash back on all purchases.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Unlimited 1.5% cash back on every purchase
- 0% introductory APR on balance transfers and purchases for 12 months
- No annual fee, No foreign transaction fees
- 10,000 bonus points after $500 in purchases the first 90 days
Who this card may suit
- You want uncomplicated cash back rewards
- You plan to make $500 in purchases in the first 3 months of opening the account
- You want 0% introductory APR and a low APR after that
- You do't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 12 months from account opening date |
| Regular Purchase APR | 19.24% or 23.24% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 12 months from account opening date |
| Balance Transfer APR | 19.24% or 23.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 4% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 27.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each transfer, whichever is greater |
| Penalty APR | 24.99% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $35 |
| Return Payment Penalty Fee | Up to $25 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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M&T Visa Signature Credit Card
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