Navyist Rewards Mastercard®
- Annual fee
- None
- Recommended credit
- Excellent
- Card network
- Mastercard
- Regular purchase APR
- 31.24% variable based on the Prime Rate
At a glance
The Navyist Rewards Mastercard® provides earns cardholders five points for every dollar they spend at Gap Inc. brands. Cardholders also earn one point for every dollar spent on other purchases. You can upgrade to Navyist status and earn all sorts of extra perks when you earn 5,000 points in a calendar year. Moreover, there is no fee for this credit card.
Our review of the Navyist Rewards Mastercard®
Are you looking for a credit card that offers more than just rewards at a single store? Look no further than the Navyist Rewards Mastercard. This card is not just an Old Navy credit card – it is actually a Gap Inc. card, giving you access to rewards at five major clothing brands. With the ability to earn and redeem points at Old Navy, Gap, Banana Republic, Athleta, and Hill City, this card is a must-have for fashion enthusiasts.
The Power of 5 Big Brands
One of the biggest perks of the Navyist Rewards Mastercard is the fact that you can earn rewards at five popular clothing brands. Whether you’re shopping for casual wear at Old Navy or looking for a stylish outfit at Banana Republic, this card has you covered. With the ability to earn five points for every dollar spent at Gap Inc. brands and one point for every dollar spent anywhere Visa is accepted, the rewards add up quickly.
Earning and Redeeming Points
The Navyist Card features a simple two-tiered points system, making it easy to track your rewards. With a $5 merchandise credit for every 500 points earned, you can save big on future purchases. And with the ability to earn up to $250 in rewards credits per month, there’s no limit to how much you can save.
Upgrading to Navyist Status
For those looking for even more perks, upgrading to Navyist status is a no-brainer. By earning at least 5,000 points within a calendar year, you can unlock a 20% points bonus every quarter, free shipping on online orders, and more. Plus, with the ability to combine rewards certificates with other offers, the savings are endless
Should You Apply for the Navyist Rewards Mastercard?
If you’re a fan of Gap Inc. brands and love to shop for clothes, the Navyist Rewards Mastercard is a great choice. With access to five major retailers, exclusive cardholder promotions, and the ability to earn rewards on every purchase, this card offers tremendous value. Plus, with the option to upgrade to Navyist status and unlock even more perks, there’s no limit to how much you can save. Apply for the Navyist Rewards Mastercard today and start earning rewards on all your favorite brands
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 5X points for every dollar spent at Gap and Gap Inc. brands (Old Navy, Banana Republic, Hill City, and Athleta)
- Earn 1x points for every dollar spent on all other purchases
- No annual fee
Who this card may suit
- You don’t want to pay an annual fee
- You frequently shop at Old Navy and other Gap Inc. Brands (Gap, Banana Republic, Athleta, and Hill City)
- You want to earn rewards you can redeem for discounts off Old Navy and other Gap Inc. merchandise
- You plant to earn at least 5,000 points within a calendar year
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 31.24% variable based on the Prime Rate |
| Balance Transfer APR | 31.24% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance APR | 32.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars. |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
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Navyist Rewards Mastercard®
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