Netspend® Small Business Prepaid Mastercard
- Annual fee
- $119.40 ($9.95 per month)
- Recommended credit
- Poor / No Credit Required
- Card network
- Mastercard
At a glance
The Netspend® Small Business Prepaid Mastercard is a versatile prepaid card designed to give companies better control of their finances and accept mobile and online payments through the optional ProPay® account.
Our review of the Netspend® Small Business Prepaid Mastercard
The Netspend® Small Business Prepaid Mastercard offers essential security protections and financial management tools for companies that prefer not to use a traditional business credit card
How to Get the Netspend Business Card
To get the Netspend Business Card account:
1. Click the ‘Visit Card Site” button on this page
2. Sign up with Netspend using your personal information (name, address, email address)
3. Choose your account and set it up, fund your account
4. Your new card should arrive within 7 to 10 business days
Financial Tools for Your Business Needs
The Netspend® Small Business Prepaid Mastercard is a versatile prepaid card designed to help companies manage their finances effectively. It allows small businesses to separate personal and business expenses through a dedicated account. Additionally, businesses can swipe customer credit and debit cards with the help of Netspend’s partnership with ProPay®. This feature enables businesses to accept payments through their website as well.
Employee Subaccounts
Netspend offers the option to add employee subaccounts to your card account. This feature allows businesses to create subaccounts for employees, enabling them to receive their own cards with preset funds that they control. Customization options include setting specific usage limits and receiving transaction notifications via text messages.
Mastercard Business Debit Features
The Netspend® Small Business Prepaid Mastercard offers various features for business use, including the ability to have your company name printed on the card, no minimum balance requirements, and more.
Other Card Features
The card is part of the Netspend Reload Network, providing access to over 130,000+ ATMs and customer service locations. While certain fees are associated with ATM and foreign transactions, cardholders can benefit from rebates through the Mastercard Easy Savings® program.
Fees
There are no minimum balance or credit check requirements for the Netspend® Small Business Prepaid Mastercard. However, there is a $9.95 monthly master account fee and a $1.95 monthly fee for each sub-account. Additional fees apply for transactions, ATM usage, and other services.
Should You Apply for the Netspend® Small Business Prepaid Mastercard?
Prepaid business cards can be a suitable option for certain companies that value simplicity and ease of use. However, at $9.95 per month, there may be better alternatives available. Consider exploring other card offers to find the best fit for your business needs.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Accept Card Payments With ProPay®
- Earn rebates with Mastercard Easy Savings®
- Easily manage employee spending
- Separate business expenses from personal expenses
- No minimum balance
Who this card may suit
- You own or operate a small business looking for a convenient way to manage electronic payments
- You want to keep your business and personal expenses organized
- You want to earn rebates with Mastercard Easy Savings® on business expenses
Rates, fees and terms
| Annual Fee | $119.40 ($9.95 per month) |
|---|---|
| Foreign Transaction Fee | 3.5% of the transaction amount in U.S. dollars |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit Limited or No Credit.
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Netspend® Small Business Prepaid Mastercard
Apply Now for Netspend® Small Business Prepaid Mastercard (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
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