People’s United Mastercard Platinum Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 12.49% to 30.49% variable based on creditworthiness and the Prime Rate
At a glance
The People’s United Mastercard Platinum Credit Card is a low APR and balance transfer credit card from People’s United Bank. The card enjoys 18 months of 0% APR on balance transfers and purchases, followed by People’s lowest possible interest rates after that.
Our review of the People’s United Mastercard Platinum Card
The People’s United Mastercard Platinum is a top low APR credit card option from People’s United Bank in Connecticut. With a 0% intro APR offer and competitive rates, this card is a great choice for those with excellent credit looking to save on interest.
0% Intro APR
The Platinum Mastercard offers a 0% introductory APR for 18 months on both balance transfers and purchases. This makes it an ideal option for those planning a big purchase or looking to pay down existing credit card debt.
While there is a 3% balance transfer fee, this is common among low APR cards and is offset by the generous interest-free period.
Competitive Rates for Excellent Credit
For those with a credit score above 700, the People’s United Mastercard Platinum offers competitive rates that are around 1% lower than the national average for low rate cards. However, those with lower credit scores may face higher interest rates.
Additional Features
In addition to low rates, the Platinum Mastercard offers Zero Fraud Liability, 24/7 fraud monitoring, extended warranty manager, and compatibility with mobile payment platforms like Apple Pay and Samsung Pay.
Should You Apply?
Overall, the People’s United Mastercard Platinum is a strong option for those with excellent credit looking for a low APR card. The 0% intro APR offers make it a great choice for those looking to save on interest. However, individuals with lower credit scores may find better options elsewhere.
Consider your credit score and financial goals before applying for the People’s United Mastercard Platinum Card.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Enjoy People's lowest rate everyday
- 0% intro APR on purchases and balance transfers
Who this card may suit
- You have excellent credit and want to pay down a balance
- You're planning an expensive purchase soon
- You don’t want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 12.49% to 30.49% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 12.49% to 30.49% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 12.49% to 30.49% variable based on creditworthiness and the Prime Rate |
| Cash Advance Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Foreign Transaction Fee | Up to 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | : Up to $40 |
| Return Payment Penalty Fee | : Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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People’s United Mastercard Platinum Card
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