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Quorum RateWise Mastercard® card

Quorum RateWise Mastercard®

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Good / Fair
Card network
Mastercard
Regular purchase APR
12.9% to 18.00% variable based on creditworthiness and the Prime Rate
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

With no annual fees or balance transfer fees, a competitively low APR and low cash advance fees, the Quorum RateWise Mastercard® is a great no-frills credit card offer for anyone looking to enjoy daily savings as they build their credit.

Our review of the Quorum RateWise Mastercard®

If you’re looking for a credit card with a low interest rate and great perks, the Quorum RateWise Mastercard is worth considering. With an APR ranging from 10% to 18% based on creditworthiness, this card is ideal for balance transfers and large purchases. Plus, there are no annual fees or balance transfer fees, saving you money as you build credit. The card also offers benefits from Mastercard, including zero liability for fraudulent purchases, extended warranties, and more. While the RateWise Mastercard is best for those with excellent credit scores, Quorum also offers other options with rewards for those with good credit. Apply for the Quorum RateWise Mastercard today and start saving!

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Features Tap & Go contactless technology; compatible with digital wallets
  • No annual fee and no balance transfer fees
  • Low cash advance fee with a $25 cap
  • Same APR for purchases, cash advances, and balance transfers

Who this card may suit

  • You want a card with no annual fee and no balance transfer fees
  • You want a low APR (based on your creditworthiness)
  • You want the perks that come with being a Mastercard® cardholder
  • You want a card with contactless technology

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR12.9% to 18.00% variable based on creditworthiness and the Prime Rate
Balance Transfer APR12.9% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance APR12.90% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction FeeEither $5 or 2% of the amount of each cash advance, whichever is greater (max $25)
Foreign Transaction Fee1% of the transaction amount in U.S. dollars
Late Payment Penalty FeeUp to $25
Return Payment Penalty FeeUp to $25

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.

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