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Regions Prestige Visa® Signature Credit Card card

Regions Prestige Visa® Signature Credit Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent
Card network
Visa
Intro purchase APR
0% for 12 months from account opening date
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

With the Regions Prestige Visa® Signature Credit Card, you can earn points on all qualifying purchases and an easy additional 10,000 bonus points within the first 3 months of card ownership. On top of that, you’re also privy to a 0% intro APR for 12 months on your purchases and balance transfers.

Our review of the Regions Prestige Visa® Signature Credit Card

If you’re considering the Regions Prestige Visa® Signature credit card, read on to learn about its features, benefits, and potential drawbacks.

Signup Bonus & Introductory Offers

New cardholders can earn 10,000 bonus points (equivalent to $100) by spending $500 within the first 90 days of opening the account. Additionally, there is a 0% introductory APR on purchases and balance transfers for 12 months.

Earning Points

This card offers a base earning rate of 1% back on all purchases, with the potential to increase to 2% back through the Regions Reward Multiplier. Points expire every 4 years and must be reported within 60 days for any adjustments.

Regions Reward Multiplier

The Regions Reward Multiplier is part of Regions Relationship Rewards and offers extra points based on your checking account balance. Enrollment is free, and bonuses range from 0.25 to 1.0 extra points per dollar spent.

Redeeming Points

Points can be redeemed for travel, shopping, or cash back through Regions Relationship Rewards. Each point has a value of 1¢, and redemption options are versatile.

Pre-Existing Banking Relationship

Applicants with a pre-existing relationship with Regions Bank may have a higher chance of approval and may receive pre-qualification offers with higher credit limits or bonuses.

Visa® Benefits

Cardholders also enjoy Visa® benefits such as purchase security, warranty manager service, auto rental collision damage waiver, and lost luggage reimbursement.

Should You Apply?

While the Regions Prestige Visa® Signature card has the potential for high rewards, it requires significant deposits in a Regions personal checking account to maximize earnings. There are other cards with similar benefits that may be more accessible to the average consumer.

In conclusion, the Regions Prestige Visa® Signature card may not be worth the effort for most consumers due to its low earning potential and high deposit requirements. Consider alternative options like the Regions Cash Rewards Visa Signature for a simpler rewards structure without the need for large deposits.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • 0% introductory APR for 12 months on purchases that post in the same period
  • 0% introductory APR for 12 months on balance transfers that post within 60 days of account opening
  • Earn 10,000 bonus points, which can be redeemed for $100 cash
  • No annual fee

Who this card may suit

  • You have a personal checking account with Regions Bank
  • You deposit at least $15,000 in your checking account each month
  • You do not have a cash back rewards cards with a return of 2% or higher

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 12 months from account opening date
Regular Purchase APR18.24% to 28.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 12 months from account opening date
Balance Transfer APR18.24% to 28.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $10 or 4% of the amount of each transfer, whichever is greater
Cash Advance APR30.24% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 4% of the amount of each transfer, whichever is greater
Late Payment Penalty FeeUp to $39

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.

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Regions Prestige Visa® Signature Credit Card

Apply Now for Regions Prestige Visa® Signature Credit Card (opens in a new tab)

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Similar cards

Regions Premium Visa® Signature Credit Card

  • Earn 30,000 bonus points, which can be redeemed for $300 cash, when your net qualifying purchases made in the first 90…
  • Earn 1.5 points for every dollar spent on all qualifying purchases made during and after the introductory period
Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 12 months from account opening date
Apply Now for Regions Premium Visa® Signature Credit Card (opens in a new tab)Read review of Regions Premium Visa® Signature Credit Card