REI Co-op Mastercard®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 18.99%, 25.99%, or 29.99% variable based on creditworthiness and the Prime Rate
At a glance
The REI Co-op Mastercard offers outdoor enthusiasts impressive savings, with up to 5% cash back on purchases, a $50 annual credit toward REI Co-op Experiences, and more – for no annual fee.
Our review of the REI Co-op Mastercard®
As a credit card expert, I want to provide you with an in-depth review of the REI Co-Op World Elite Mastercard. This credit card is designed for outdoor enthusiasts who shop at REI and want to earn rewards on their purchases. In this review, I will cover the key features of the card, including the rewards program, benefits, fees, and how it compares to other credit cards on the market.
If you are a frequent shopper at REI and love outdoor activities, the REI Co-Op World Elite Mastercard could be a great addition to your wallet. Read on to find out if this card is right for you.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- No foreign transaction fees
- Earn 5% back on REI purchases
- Earn 1.5% back on all other purchases
Who this card may suit
- You frequently shop with REI
- You use mobile wallet apps like Apple Pay, Google Pay, or more
- You want a $100 REI gift card after making the first purchase with this card
- You don’t like annual fees or foreign transaction fees
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 18.99%, 25.99%, or 29.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 18.99%, 25.99%, or 29.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | 3% of the amount of each transferred balance that posts to your account at a promotional APR that wemay offer you |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each cash advance, whichever is greater. |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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REI Co-op Mastercard®
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