Royal Caribbean® Visa Signature® Credit Card
- Annual fee
- None
- Recommended credit
- Good
- Card network
- Visa
- Regular purchase APR
- 18.24% to 28.24% variable based on creditworthiness and the Prime Rate
At a glance
The Royal Caribbean® Visa Signature® Credit Card is a travel rewards credit card that makes it easy and rewarding to book your next voyage by granting you MyCruise® Points with every purchase. The card is also notable for its introductory bonus points offer.
Our review of the Royal Caribbean® Visa Signature® Credit Card
If you’re considering the Royal Caribbean® Visa Signature® Credit Card, you’ll be pleased to know that it offers a $100 statement credit when you spend $1,000 in the first 90 days. Additionally, every dollar you spend on qualifying purchases with Royal Caribbean, Celebrity Cruises, and Azamara Club Cruises earns you two MyCruise® Points, while all other purchases earn one point per dollar.
How to Redeem Rewards
With the Royal Caribbean® Visa Signature® Credit Card, you can earn rewards without worrying about foreign transaction fees or an annual fee. As you accumulate MyCruise® points, you can redeem them for stateroom upgrades, discounts, onboard credit, and more. Plus, you’ll also receive a $50 Air2Sea airfare discount, which can lead to significant savings on your next vacation.
Should You Apply for the Royal Caribbean® Visa Signature® Credit Card?
If you’re a frequent cruiser with Royal Caribbean, Celebrity, or Azamara Club Cruises, the Royal Caribbean® Visa Signature® Credit Card could be a valuable addition to your wallet. With no annual fee and 2X points on purchases with Royal Caribbean brands, it’s a great way to earn rewards towards future cruises. However, if you’re unsure about which cruise line you prefer, you may also want to consider the Norwegian Cruise Line® World Mastercard®. Ultimately, the Royal Caribbean® Visa Signature® Credit Card is a solid choice for those looking to save on their next cruise adventure.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 2X MyCruise® points per dollar on purchases with Royal Caribbean, Celebrity Cruises, and Azamara Club Cruises
- 1X MyCruise® points per dollar spent on all other purchases
- $50 Discount on Air2Sea program after spending $3,500 within the first 90 days
- No foreign transaction fees
- No annual fee
Who this card may suit
- You often travel with Royal Caribbean®
- You want to quickly earn MyCruise® points by making purchases – both exceptional and everyday
- You are looking for a travel credit card with no foreign transaction fees
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 18.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 18.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 3% of the amount of each balance transfer, whichever is greater |
| Cash Advance APR | 21.24% to 30.24% variable based on creditworthiness and Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 3% of the amount of each cash advance, whichever is greater |
| Penalty APR | Up to 29.99% variable based on creditworthiness the Prime Rate |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit.
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Royal Caribbean® Visa Signature® Credit Card
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