
Security Service Power Mastercard®
- Annual fee
- Mastercard
- Recommended credit
- Excellent / Good / Fair
- Card network
- Mastercard
- Regular purchase APR
- 11.99% to 18.00% variable based on creditworthiness and the Prime Rate
At a glance
The Security Service Power Mastercard® is a no-nonsense credit card offering some of the lowest rates available. This includes minimal fees on foreign transactions, cash advances and balance transfers, as well as low APRs all around for those with decent credit. Qualified individuals and families looking for a card to meet their month-to-month budgeting needs may find that this simple Mastercard feels right at home in their wallets.
Our review of the Security Service Power Mastercard®
If you’re looking for a credit card that puts financial power back in your hands, the Security Service Federal Credit Union Power Card from Mastercard is a great option. This card offers stripped down fees and low interest rates, making it more budget-friendly than most other credit cards on the market. With lower APRs for purchases, cash advances, and balance transfers, this card is a helpful tool for managing your monthly finances and building up your credit.
Security Service Credit Union’s Lowest Personal Rates
With average APRs for credit cards hovering between 15% and 18%, the Security Service Power Mastercard offers a breath of fresh air with rates several percentage points lower than the average. Whether you have excellent credit or need some work, this card provides competitive rates that can help you save money on interest charges. Plus, with no annual fee, you can enjoy these low rates without any extra expenses.
Balance Transfer Rates, Fees, and Limitations
The Power Mastercard’s balance transfer rates and fees are a standout feature of this card. With fixed low APRs and a capped fee for balance transfers, you can easily calculate your monthly payments and pay off your debt more efficiently. This card offers a straightforward approach to managing your balances and saving money on interest charges.
Power Mastercard® Personal Touches and Security Features
In addition to its low rates and fees, the Power Mastercard offers personalization options and security features that add value to your card. You can personalize your card with a family photo, freeze and unfreeze your card at any time, and receive real-time transaction alerts to monitor your account activity. These features make it easy to manage your card and protect your finances.
How to Join Security Service Federal Credit Union
To become a member of Security Service Federal Credit Union and apply for the Power Mastercard, you must meet certain eligibility requirements based on your location or occupation. Whether you serve in the military, live in a specific area, or have a family member who is already a member, there are various ways to qualify for membership and access this credit card.
Should You Apply for the Security Service Power Mastercard®?
If you’re looking for a straightforward credit card with low rates and fees, the Security Service Power Mastercard is a solid choice. Whether you need to pay off balances or build credit, this card offers the tools you need to manage your finances effectively. If you prefer a card with rewards, you can also consider the Security Service Power Rewards Mastercard, which offers similar perks with the added benefit of earning points on purchases.
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Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Low APRs on purchases and cash advances
- Even lower fixed rate APRs on balance transfers
- Balance transfer fees capped at $200
- No annual fee
Who this card may suit
- You live or work in Colorado, Texas or Utah, or qualify for membership through employment/association
- You're interested in transferring over one or more large balances
- You want a card with low fees all around, including those for foreign transactions and cash advances
- You tend to maintain a balance, but always make at least the minimum payment each month
Rates, fees and terms
| Annual Fee | Mastercard |
|---|---|
| Regular Purchase APR | 11.99% to 18.00% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 8.90% to 9.90% variable based on creditworthiness |
| Balance Transfer Transaction Fee | Up to 2% of the transfer amount, with a $200 cap |
| Cash Advance APR | 11.99% to 18.00% variable based on creditworthiness and the Prime Rate |
| Cash Advance Transaction Fee | Up to 2% of the amount of each cash advance |
| Foreign Transaction Fee | Up to 1.10% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $25 |
| Return Payment Penalty Fee | Up to $20 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit Fair Credit.
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Security Service Power Mastercard®
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