Space Coast Savings-Secured Visa® Credit Card
- Annual fee
- None
- Recommended credit
- Poor / No Credit Required
- Card network
- Visa
- Intro purchase APR
- 5.99% for 6 months from account opening date
At a glance
The Space Coast Savings-Secured Visa® Credit Card is a great way to rebuild damaged credit. Offered by Space Coast Credit Union in Florida, the card features an introductory APR for the first six months, followed by a fixed APR after that. The card also earns 1% cashback for every eligible purchase, which is a nice feature not found on many other secured cards. No annual fee is another great feature, meaning you don’t have to pay fees for the privilege of rebuilding credit.
Our review of the Space Coast Savings-Secured Visa® Credit Card
Looking to rebuild your credit? The Space Coast Savings-Secured Visa® Credit Card is a fantastic option to help you take those important first steps. This secured credit card requires a deposit that serves as your line of credit, with a minimum deposit of $300 in a Space Coast Credit Union savings account.
What sets the Space Coast Savings-Secured Visa® apart from other secured cards is its rewards program. Cardholders can earn 1% cashback on eligible purchases, making it a valuable tool for rebuilding credit. However, it’s crucial to use this feature wisely to avoid overspending and potential debt.
With an introductory APR for 6 months on purchases, balance transfers, and cash advances, followed by a competitive ongoing rate tied to the Prime Rate, this card offers great value. Plus, there are no fees for balance transfers, cash advances, or an annual fee.
By using the Space Coast Savings-Secured Visa® responsibly, cardholders may have the opportunity to upgrade to the Space Coast Platinum Visa, rewarding financial discipline and dedication.
If you’re looking to build or rebuild your credit, the Space Coast Savings-Secured Visa® could be the right choice for you. Don’t miss out on this excellent opportunity to take control of your financial future. Apply today!
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Roadside Assistance
- Build credit with responsible use
- Visa Zero Liability Protectio
Who this card may suit
- You need to rebuild your credit score
- You're new to credit and struggle to get an unsecured card
- You want to earn rewards as you establish good credit practices
- You do't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 5.99% for 6 months from account opening date |
| Regular Purchase APR | 18.00% variable based on the Prime Rate |
| Intro Balance Transfer APR | 5.99% for 6 months from account opening date |
| Balance Transfer APR | 18.00% variable based on the Prime Rate |
| Cash Advance APR | 5.99% for 6 months from account opening date |
| Foreign Transaction Fee | Up to 1% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $27 |
| Return Payment Penalty Fee | Up to $27 |
| Minimum Deposit Required | Please see terms |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit Limited or No Credit.
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Space Coast Savings-Secured Visa® Credit Card
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