State Farm® Good Neighbor Visa®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 0% for 18 months
At a glance
The State Farm® Good Neighbor Visa® is a low APR credit card designed for those who want a competitive APR for everyday living. The card offers an impressive introductory offer of 0% APR for 18 months on both balance transfers and purchases, followed by a highly competitive typical APR after that for those with exceptional credit. The card also benefits from no annual fees, as well as the full complement of purchase and fraud protection you’d expect from Visa.
Our review of the State Farm® Good Neighbor Visa®
Looking for a low APR credit card with a competitive interest rate? The State Farm® Good Neighbor Visa® from U.S. Bank might be the card for you. With an enticing 0% APR introductory offer for the first 18 months on balance transfers and purchases, this card is perfect for those with exceptional credit.
The State Farm® Good Neighbor Visa® is ideal for individuals who want a straightforward credit card to carry a balance. While it does have foreign transaction fees, this card is not meant for frequent travelers. Instead, it’s designed for everyday use and maintaining a balance when needed.
Benefits of the State Farm® Good Neighbor Visa® include no annual fees and a range of Visa features and protections, such as account fraud monitoring, identity theft protection, and auto rental collision damage protection. Additionally, Visa offers 24/7 emergency travel assistance and $250,000 in travel insurance for cardholders.
Overall, the State Farm® Good Neighbor Visa® is a solid choice for State Farm policyholders seeking a credit card with a 0% introductory APR. However, other U.S. Bank and State Farm cards may offer better rewards and rates. Consider exploring options like the Chase Slate Edge, Citi Simplicity® Card, and Citi® Diamond Preferred® Card for alternative low APR and 0% intro APR credit cards with credit line increases.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- 0% introductory APR on purchases and balance transfers for the first 18 months
- Up to $600 in cell phone protectio
Who this card may suit
- You do't want to pay an annual fee
- You want a 0% intro APR on both balance transfers and purchases for 18 months
- You plan on carrying a balance on your card
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 18 months |
| Regular Purchase APR | 19.24% to 28.99% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 18 months for balances transferred within 60 days from account opening |
| Balance Transfer APR | 19.24% to 28.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either 3% of the amount of each transfer or $5 minimum, whichever is greater |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either 5% of the amount of each advance or $10 minimum, whichever is greater |
| Foreign Transaction Fee | 3% of each foreign transactio |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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State Farm® Good Neighbor Visa®
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