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Step Card card

Step Card: Let Your Kids Bank/Spend/Invest with Confidence

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

    Annual fee
    None
    Recommended credit
    No Credit Required
    Card network
    Visa
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    Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

    At a glance

    The Step Card is a Visa debit card for teens from Evolve Bank & Trust. The card lets parents teach their kids about finances while earning rewards on eligible purchases - with no hidden fees.

    Card features

    Benefits as listed on the original card page. They can change; confirm details with the issuer.

    • No annual fee
    • Earn cash back or crypto as your build credit
    • Parental controls including real-time notifications, balance tracking, merchant category blocks, mobile payments, and more
    • Intuitive mobile app

    Who this card may suit

    • You have a teenager you want to whom you help provide a financial education
    • You want your kids to have a good degree of financial independence
    • You do't want to pay a subscription fee

    Rates, fees and terms

    Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
    Annual FeeNone
    Foreign Transaction FeeSee issuer terms

    Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Limited or No Credit.

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    Step Card

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    You will leave this site for the issuer’s page. Confirm current terms there.

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