U First Visa® Credit Card
- Annual fee
- None
- Recommended credit
- Good / Fair
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months from account opening date
At a glance
The U First Visa® Credit Card is a no-frills, low-interest credit card that’s ideal for folks who are looking to save money with a generous introductory APR and a low purchase APR thereafter. Issued by United Federal Credit Union, the U First Visa is aptly named since it makes the needs of the consumer – namely, saving money – a top priority.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- No cash advance fee
- No foreign transaction fees
- 0% introductory APR on purchases for 6 months from account opening
- Low, competitive interest rates
Who this card may suit
- You prefer a credit card without annual fees or balance transfer fees
- You will take advantage of an introductory interest rate to make large purchases
- You want a credit card with a low, competitive regular interest rate
- You have existing balances they you wish to transfer in order to save money on interest charges
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from account opening date |
| Regular Purchase APR | 12.99% to 18.00% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 6 months depending on creditworthiness |
| Balance Transfer APR | 12.99% to 18.00% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 12.99% to 18.00% variable based on creditworthiness and the Prime Rate |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $35 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.
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U First Visa® Credit Card
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