U Rewards Visa Signature® Credit Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 0% for 12 months from account opening date
At a glance
Wayfarers rejoice – the U Rewards Visa Signature® Credit Card is a reward card offer from United Federal Credit Union that offers cardholders the opportunity to earn rewards points in several spending categories, particularly travel. This card is a versatile tool for those who love to explore the world, since customers will receive 3x points for every dollar spent on travel, 2x points on gas purchases, and 1 point per $1 on all other spending.
Our review of the U Rewards Visa Signature® Credit Card
Are you a frequent traveler looking to earn cash back rewards on your travel spending? Look no further than the U Rewards Visa Signature® Credit Card. With this multifaceted credit card, you can earn points on all your travel purchases, as well as gas station purchases, and redeem them for a variety of rewards.
Benefits of Using the U Rewards Visa Signature® Credit Card
- Earn Cash Back CardPerks™ Rewards: Earn 3x points for every $1 spent on travel purchases, 2x points per dollar for gas station purchases, and 1 point per dollar on all other qualifying purchases.
- Earn Points from Travel Purchases: Earn 3 points per dollar spent on airlines, cruise lines, travel agencies, car rental companies, and more.
- Earn Points from Gas Station Purchases: Earn 2 points per dollar spent at gas stations, including fuel and snacks.
- Redeem Points for Rewards: Points can be redeemed for cash back, merchandise, travel options, and more through the CardPerks rewards program.
Additional Visa Signature® Benefits
- High Credit Limits: Credit limits starting at $5,000 and up to $50,000 based on creditworthiness.
- Exclusive Visa Benefits: Enjoy travel benefits, roadside assistance, travel accident insurance, and more.
- Digital Wallet Compatibility: Use Google Pay, Apple Pay, Samsung Pay, and Visa Checkout for easy payments.
- No Annual Fee: Say goodbye to extra fees like application fees, cash advance fees, and foreign transaction fees.
Should You Apply for the U Rewards Visa Signature® Credit Card?
If you’re new to earning travel rewards and want a credit card with no annual fee and flexible redemption options, the U Rewards Visa Signature® Credit Card is a solid choice. With competitive interest rates and a focus on travel and gas rewards, this card is perfect for those looking to maximize their rewards without breaking the bank.
Apply for the U Rewards Visa Signature® Credit Card from United Federal Credit Union today and start earning rewards on your everyday purchases!
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 3x rewards points per dollar spent on travel purchases
- Earn 2x rewards points per dollar spent on gas purchases, 1x points on all other purchases
- Credit line starting at $5,000, up to $50,000
- Roadside Dispatch, Travel and Emergency Assistance, and Trip Delay Reimbursement
- Redeem rewards for cash back statements, travel, merchandise and gift cards
Who this card may suit
- You love to travel and plan to use this card to pay for travel expenses
- You commute to work or school often and will use your card to purchase gasoline often
- You want to earn points towards cash back redemptions
- You'll take advantage of a low interest rate, no annual fees, and no foreign transaction fees
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 12 months from account opening date |
| Regular Purchase APR | 18.00% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 12 months from account opening date |
| Balance Transfer APR | 18.00% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 18.00% variable based on creditworthiness and the Prime Rate |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $35 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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U Rewards Visa Signature® Credit Card
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