U.S. Bank Altitude® Go Visa® Secured Card
- Annual fee
- None
- Recommended credit
- Poor / No Credit Required
- Card network
- Visa
- Regular purchase APR
- 29.99% variable based on the Prime Rate
At a glance
The U.S. Bank Altitude Go Visa Secured Card offers 4X points on dining and takeout, 2X on groceries, gas, and streaming, and a $15 streaming statement credit – all for no annual fee. Cardholders also have the opportunity to automatically graduate to the unsecured Go Visa Signature with good financial habits and credit score growth.
Our review of the U.S. Bank Altitude® Go Visa® Secured Card
The U.S. Bank Altitude Go Visa Secured Card is a top choice for those looking to build credit with impressive rewards. With a reasonable minimum deposit and lower credit score requirements, this secured card offers the same great rewards as the unsecured version.
Set Your Credit Limit
Secured credit cards are a great way to enter the credit card world with lower credit score requirements. The U.S. Bank Altitude Go Visa Secured Card offers credit limits ranging from $300 to $5,000, depending on your initial deposit. You can increase your credit line with further deposits, up to the $5,000 maximum.
Build Credit and Earn Impressive Rewards
Unlike many secured cards, the Altitude Go Visa Secured offers fantastic rewards. Earn 4X points on dining, food delivery, and takeout, as well as 2X points on grocery store, gas station, and streaming service purchases. All other purchases earn a point per dollar spent.
How to Redeem Points
Redeem your points for travel, cash back, statement credits, merchandise, or gift cards. Points never expire, making it easy to accumulate rewards. Cardholders also have access to real-time rewards for easy redemption.
Graduate to the Unsecured Altitude Go Visa Signature
With responsible use, you may qualify to upgrade to the unsecured Altitude Go Visa Signature card. Enjoy all the benefits of an unsecured rewards card while building your credit history.
Added Perks
The Altitude Go Visa Secured card comes with a $15 statement credit for streaming services, as well as Visa benefits like auto rental collision damage waiver and extended warranty protection. Enjoy contactless payment technology, no foreign transaction fees, and no annual fee.
Should You Apply?
The U.S. Bank Altitude Go Visa Secured Card is a great option for those new to credit or looking to improve their credit score. With impressive rewards, added perks, and the opportunity to upgrade to an unsecured card, this secured card offers value both at home and abroad. Consider applying today to start building your credit and earning rewards.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 4X points on dining and takeout
- Earn 2X points on groceries, gas, and streaming services
- Earn 1X points on all other purchases
- No annual fee
- No foreign transaction fees
Who this card may suit
- You have bad credit or no credit history
- You want the chance to graduate to a lucrative no annual fee, unsecured rewards card
- You want to earn 4X points on dining
- You don’t want to pay an annual fee or foreign transaction fees
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 29.99% variable based on the Prime Rate |
| Balance Transfer APR | 29.99% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | Either 3% of the amount of each transfer or $5 minimum, whichever is greater |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either 5% of the amount of each advance or $10 minimum, whichever is greater |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
| Minimum Deposit Required | $300 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit Limited or No Credit.
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U.S. Bank Altitude® Go Visa® Secured Card
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